413 E Chestnut St, Stanley, NC 28164 Property Records

Gaston County property record for 413 E Chestnut St, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,344 sqft · built 1949
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 2005)
Tax Bill$2,142 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN207284

Property Details

APN / Parcel Number

Primary APN207284
Alternative APNs
  • 1442136
  • 133678

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area19,166 sqft (0.44 acres)
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address413 E CHESTNUT ST
CitySTANLEY
StateNC
Zip28164-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description08 003 192 00 000
Legal Tract1
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group1
Census Block1021
Census Tract30209

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 E CHESTNUT ST, STANLEY, NC 28164-1821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2005 · Amount on Record
Deed SaleApr 29, 2005 · Amount on Record
Deed Book / Page4121 / 582
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address413 E CHESTNUT ST, STANLEY, NC 28164-1821
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 E CHESTNUT ST, STANLEY, NC 28164-1821

Mortgage

Document Number0054220770
DateJul 14, 2023
Book Page5422/770
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityStanley Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,142.00 (-1.02%)$196,730 (-) Land $19,000 Building $177,730
2023$2,164.00$196,730 Land $19,000 Building $177,730
2021$107,280 Land $14,000 Building $93,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STANLEY
serves 5,750 people · EPA ID NC0136035
Water SourcePurchased surface water from CITY OF MOUNT HOLLY
Last State InspectionFeb 2024
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Chestnut St

Nearby Streets

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