413 E 5th St, Oakboro, NC 28129 Property Records

Stanly County property record for 413 E 5th St, Oakboro, NC 28129 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1959
Square Footage	1,208 sqft Finished Area
Lot Size	15,246 sqft (0.35 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2021)
Tax Bill	$887.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`650403309626`
Alternative APNs	`1535142` `11300`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,208 sqft Finished Area
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,246 sqft (0.35 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Porch	1 Porch
Porch Area	204 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1535142
Street Address	413 E 5TH ST
City	OAKBORO
State	NC
Zip	28129-9318
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 413 E 5TH ST 650403028
Jurisdiction	STANLY NC
Minor Civil Division	BIG LICK
Census Blockgroup	1
Census Block	1020
Census Tract	930901

Owner

Source: Stanly County records · APN 650403309626

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	413 E 5TH ST, OAKBORO, NC 28129-9318
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Deed Doc Number	0000175324
Deed Book / Page	1753 / 24
Record Refreshed	Jun 07, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 13, 2021
Property Address	413 E 5TH ST, OAKBORO, NC 28129-9318
Document Number	0000436430
Book / Page	1753 / 24
Instrument Date	Aug 13, 2021
Instrument	436430
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 MERRIFIELD DR, LOCUST, NC 28097-9412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E 5TH ST, OAKBORO, NC 28129-9318

Mortgage

Document Number	0000436431
Date	Aug 13, 2021
Instrument	436431

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Oakboro Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$887.00	$87,042 Land $16,500 Building $70,542	$87,042 Land $16,500 Building $70,542

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.