413 E 5th St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 413 E 5th St, Mount Carmel, PA 17851

Property Summary

Property Type	Single Family Home
Lot Size	0.028 acres (1,260 sqft)
Owner	Individual Name on Record
Last Sale	$111,100 (Jul 2026)
Tax Bill	$544 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-02-003-051`

Property Details

APN / Parcel Number

Primary APN	`006-02-003-051`

Exterior

Lot Area	1,260 sqft (0.028 acres)
Lot Dimensions	90 ft deep x 14 ft wide

Location & Zoning

Street Address	413 E 5TH ST
City	MOUNT CARMEL
State	PA
Zip	17851-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 X 90
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	3
Census Block	3036
Census Tract	81000

Owner

Source: Northumberland County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 211, MOUNT CARMEL, PA 17851-0211
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Deed Document Number	20269485
Deed Book / Page	3489 / 761
Prior Transfer Date	Nov 16, 2016
Prior Transfer Doc	002736/020
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jul 1, 2026
Property Address	413 E 5TH ST, MOUNT CARMEL, PA 17851-2317
Document Number	0000009485
Book / Page	3489 / 761
Instrument Date	Jun 25, 2026
Instrument	20269485
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,211.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009486,
Date	Jul 1, 2026
Instrument	20269486

Lender

Name	UNB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	207 Months
Due	Oct 14, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$544.00 (+9.02%)	$4,100 (-) Land $230 Building $3,870
2024	$499.00	$4,100 (-) Land $230 Building $3,870
2023	$499.00	$4,100 Land $230 Building $3,870
1972			$4,100 Land $230 Building $3,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20