413 E 45th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 413 E 45th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage804 sqft Finished Area
Lot Size2,700 sqft (0.061 acres)
OccupancyOwner Occupied
Last Sale$102,000 (2022)
Tax Bill$1,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-44-00-001.03

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area804 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Exterior MaterialWood Siding Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area2,700 sqft (0.061 acres)
Depth X Width90 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0564400001.03
Street Address413 E 45TH ST
CityCOVINGTON
StateKY
Zip41015-1815
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOLKING LOT 9 30X90' SS E 45TH ST
Legal SubdivisionWOLKING
Legal Lot Number9
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1010
Census Tract61200

Owner

Source: Kenton County records · APN 056-44-00-001.03

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address413 E 45TH ST, COVINGTON, KY 41015-1815
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage
CITY OF COVINGTON
Feb 02, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2022 · Amount on Record
Deed SaleFeb 02, 2022 · Amount on Record
Prior SaleJan 13, 2021
Deed Doc Number0000146136
Deed Book / Page146 / 136
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address413 E 45TH ST, COVINGTON, KY 41015-1815
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900048
DateMar 23, 2022
Book Page351/448
Instrument22032305900048
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term58 Months
DueJan 19, 2027

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 02, 2022
Property Address413 E 45TH ST, COVINGTON, KY 41015-1815
Document Number0005900032
Book / Page146 / 136
Map ReferencePL 501
Instrument DateJan 21, 2022
Instrument22020205900032
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$102.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5475 TAYLOR MILL RD, 5475, TAYLOR MILL, KY 41015-2267

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 E 45TH ST, COVINGTON, KY 41015-1815

Mortgage

Document Number0005900033
DateFeb 02, 2022
Instrument22020205900033
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,351.00 (-0.52%)$102,000 (-) Land $10,000 Building $92,000$102,000 (-) Land $10,000 Building $92,000
2023$1,358.00 (+220.28%)$102,000 (+217.76%) Land $10,000 Building $92,000$102,000 (+217.76%) Land $10,000 Building $92,000
2022$424.00$32,100 Land $10,000 Building $22,100$32,100 Land $10,000 Building $22,100

Nearby Properties on E 45th St

Nearby Streets

Search Property Records by Address or Parcel Number