Bay County property record for 413 E 23rd St, Panama City, FL 32405
| Property Type | Regional Shopping Center, Mall |
|---|---|
| Details | 44,640 sqft · built 2002 |
| Lot Size | 4.38 acres (190,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,400,000 (Dec 2017) |
| Tax Bill | $58,760 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12976-060-000 |
| Primary APN | 12976-060-000 |
|---|
| Total Rooms | 24 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 44,640 sqft Gross Area |
| 1st Floor Area | 43,840 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Precast Concrete Panel |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 190,792 sqft (4.38 acres) |
| Lot Dimensions | 631 ft deep x 301 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 E 23RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-4574 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Regional Shopping Center, Mall |
| Local Zoning Code | PC09 |
| Legal Description | 28 3S 14W -107.47- 104B ST AND BAY DEV CO PLAT COM AT SW COR OF SEC N 660.11 E 50 TO E R/W HARRISON AV CONT E 602.79 N 257.69 TO S GPCO R/W E 861 FOR POB TH CONT E 252.14 NELY 57.74 S 678.47 W 86.69 W 157.80 W 36.91 N 303.79 W 21 N 346 TO POB ORB 214 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1502 |
413 E 23rd St, a commercial property, is owned by a company that bought it in December 2017.
Source: Bay County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 300 STATE ST, 92007, SOUTHLAKE, TX 76092-1200 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on File |
| Deed Sale | Dec 19, 2017 · Amount on File |
| Prior Sale | Dec 29, 2004 · Amount on File |
| Deed Document Number | 201772670 |
| Deed Book / Page | 3964 / 1026 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 413 E 23rd St was $58,760, down 1.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,760.00 (-1.92%) | $3,720,456 Land $2,190,000 Building $1,530,456 | $3,720,456 Land $2,190,000 Building $1,530,456 |
| 2024 | $59,910.00 (-7.66%) | ||
| 2023 | $64,883.00 (+6.06%) | $3,878,153 (-0.9%) Land $2,190,000 Building $1,688,153 | $3,878,153 (-0.9%) Land $2,190,000 Building $1,688,153 |
| 2022 | $61,177.00 | $3,913,226 Land $2,146,200 Building $1,767,026 | $3,913,226 Land $2,146,200 Building $1,767,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 E 23rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 176 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 52 (1998–2025) |
| Claims Outside the SFHA | 24 of 52 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 E 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures