413 Driver Ln, Sky Valley (Dillard), GA 30537 Property Records

Rabun County property record for 413 Driver Ln, Sky Valley, GA 30537

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,056 sqft · built 1982
Lot Size	0.366 acres (15,962 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2018)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`058B-045`

Property Details

APN / Parcel Number

Primary APN	`058B-045`
Alternative APN	`11093`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,056 sqft Heated Area
1st Floor Area	2,056 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,962 sqft
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	287 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11093
Old Parcel Number	058B 045
Street Address	413 DRIVER LN
City	SKY VALLEY
State	GA
Zip	30537-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT 19
Legal Subdivision	FAIRWAY ESTATES AREA SKY VLY S
Legal Lot Number	19
Jurisdiction	RABUN GA
Township / Civil Division	MOUNTAIN CITY
Census Block Group	1
Census Block	1051
Census Tract	970102

Owner

413 Driver Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Rabun County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	413 DRIVER LN UNIT IT392, IT392, SKY VALLEY, GA 30537-2617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK
Nov 13, 2018	Grant Deed, Construction Loan · Construction Mortgage JONES WILLIAM M TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Deed Document Number	0000S45371
Deed Book / Page	S45 / 371
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	413 DRIVER LN, SKY VALLEY, GA 30537-2617
Document Number	000S470210
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DRIVER LN #392 SKY VALLEY GA 305372617, 392, SKY VALLEY, GA 30537-2617

Mortgage

Document Number	000S470210
Date	Sep 16, 2020
Book Page	000S47/000210

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RABUN GA
Recording Date	Nov 13, 2018
Property Address	413 DRIVER LN, SKY VALLEY, GA 30537-2617
Document Number	000S450371
Book / Page	000S45 / 000371
Instrument Date	Nov 9, 2018
Transaction Type	Construction Loan
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 DRIVER LN DILLARD GA 305372617, DILLARD, GA 30537-2617

Mortgage

Document Number	S450392
Date	Nov 13, 2018
Book Page	000S45/000392

Lender

Name	JONES WILLIAM M TRUST (PT)
Address	156 BESSIE RD, TAVERNIER, FL 33070-2304

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 12, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 413 Driver Ln was $2,872.

Source: Rabun County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Municipality	Sky Valley City
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00	$103,977 Land $25,000 Building $78,977	$259,943 Land $62,500 Building $197,443
2023	$2,540.00 (-3.35%)	$81,188 (+10.32%) Land $20,000 Building $61,188	$202,969 (+10.32%) Land $50,000 Building $152,969
2022	$2,628.00	$73,594 Land $17,500 Building $56,094	$183,986 Land $43,750 Building $140,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Driver Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Driver Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKY VALLEY serves 1,820 people · EPA ID GA2410053
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Driver Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures