413 Division St, Union City, MI 49094 Property Records

Branch County property record for 413 Division St, Union City, MI 49094

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1940
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$99,000 (Nov 2023)
Tax Bill$1,673 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
APN021-H05-016-012-00

Property Details

APN / Parcel Number

Primary APN021-H05-016-012-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,104 sqft Building Perimeter
1st Floor Area816 sqft
Basement Area384 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address413 DIVISION ST
CityUNION CITY
StateMI
Zip49094-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNION TOWNSHIP T5S R7W SECTION 5 LOTS 17 & 18 BLK 16 HAMMOND'S ADD VILLAGE OF UNION CITY .40 AC +/-
Legal SubdivisionHAMMOND S ADD
Legal Block16
Legal Lot Number17-18
JurisdictionBRANCH MI
Township / Civil DivisionUNION
Census Block Group3
Census Block3038
Census Tract950200

Owner

413 Division St is owned and occupied by an individual who bought it in November 2023.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address413 DIVISION ST, UNION CITY, MI 49094-1021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Deed Document Number20236453
Prior Transfer DateApr 15, 2004
Prior Transfer Doc0000003850
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateNov 30, 2023
Property Address413 DIVISION ST, UNION CITY, MI 49094-1021
Document Number0202306453
Instrument DateNov 17, 2023
Instrument2023-06453
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 31, SCHOOLCRAFT, MI 49087-0031

Transferred To (Grantee/Buyer)

NameVerified Name
Address57801 BURR OAK RD, COLON, MI 49040-9776

Mortgage

Document Number0202306454
DateNov 30, 2023
Instrument2023-06454
Lender
NameCONSUMERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 413 Division St was $1,673, up 5.9% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionUnion Township
MunicipalityUnion City Village
Unified School DistrictUnion City Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,400 (+12.33%)$128,800 (+12.33%)
2025$1,673.00 (+5.89%)$57,330$114,660
2024$1,580.00
2023$44,830$89,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 413 Division St.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY
serves 1,630 people · EPA ID MI0006720
Water SourceGroundwater
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber.

Nearby Properties on Division St

Nearby Streets

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