Pinellas County property record for 413 Dempsey Rd, Palm Harbor, FL 34683
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 6 ba · 1,980 sqft · built 1992 |
| Lot Size | 0.463 acres (20,177 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Sep 2023) |
| Tax Bill | $7,919 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-5191-1 |
| Primary APN | C62-000-741-5191-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,980 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 20,177 sqft (0.463 acres) |
| Lot Dimensions | 240 ft deep x 84 ft wide |
| Porch | Slab |
| Porch Area | 78 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R119568 |
|---|---|
| Street Address | 413 DEMPSEY RD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5287 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | PART OF NW 1/4 OF NE 1/4 OF SEC 11-28-15 DESC AS FROM NW COR OF NE 1/4 OF SD SEC TH S89D5944E 798FT TH S00D1430E 120FT FOR POB TH S00D1430E 84FT TH WLY 275FT(S) TH N39D2430E 108FT(S) TH S89D5944E 206.32FT TO POB |
| Legal Subdivision | PART OF NW 1/4 OF NE 1/4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 27207 |
413 Dempsey Rd, a residential property, is owned by two individuals who acquired it in January 2024.
Source: Pinellas County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 SOUTH ST, PALM HARBOR, FL 34683-5426 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Oct 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Prior Sale | Oct 24, 2018 · Amount on File |
| Deed Document Number | 2023231272 |
| Deed Book / Page | 22557 / 2501 |
| Last Transfer Date | Jan 15, 2024 |
| Transfer Doc | 0000055103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 8, 2023 |
| Property Address | 413 DEMPSEY RD, PALM HARBOR, FL 34683-5287 |
| Document Number | 0225572501 |
| Book / Page | 22557 / 2501 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023231272 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | ALLIANCE TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 SOUTH ST, PALM HARBOR, FL 34683-5426 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 218, CRYSTAL BEACH, FL 34681-0218 |
| Document Number | 0225572502 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 22557/2502 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 413 DEMPSEY RD, PALM HARBOR, FL 34683-5287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 206 SOUTH ST, PALM HARBOR, FL 34683-5426 |
| Document Number | 0212111769 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 21211/1769 |
| Instrument | 2020309926 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, MO 64150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 24, 2018 |
| Property Address | 413 DEMPSEY RD, PALM HARBOR, FL 34683-5287 |
| Document Number | 0203092360 |
| Book / Page | 20309 / 2360 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2018342184 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3875, SAINT PETERSBURG, FL 33731-3875 |
| Name | Verified Name |
|---|---|
| Address | 206 SOUTH ST, PALM HARBOR, FL 34683-5426 |
| Document Number | 2018342185 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 2018342185 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 413 Dempsey Rd was $7,919, up 12.4% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,919.00 (+12.44%) | $420,000 Land $206,088 Building $213,912 | $420,000 Land $206,088 Building $213,912 |
| 2024 | $7,043.00 (+12.87%) | ||
| 2023 | $6,240.00 (+11.97%) | $348,000 (+19.79%) | $348,000 (+19.79%) Land $199,399 Building $148,601 |
| 2022 | $5,573.00 | $290,500 | $290,500 Land $117,432 Building $173,068 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 413 Dempsey Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 4 (1995–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Dempsey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures