413 Deerfield Dr, Oswego, IL 60543 Property Records

Kendall County property record for 413 Deerfield Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,805 sqft · built 2005
Lot Size	0.227 acres (9,889 sqft)
Owner	Company Name on Record
Last Sale	$400,500 (Oct 2005)
Tax Bill	$13,095 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-28-106-005`

Property Details

APN / Parcel Number

Primary APN	`03-28-106-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,805 sqft Living Area
Gross Area	4,948 sqft
1st Floor Area	2,805 sqft
Basement Area	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,889 sqft (0.227 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	413 DEERFIELD DR
City	OSWEGO
State	IL
Zip	60543-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 DEERPATH TRAILS UNIT 1 VILLAGE OF OSWEGO
Legal Subdivision	DEERPATH TRAILS
Legal Lot Number	53
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3010
Census Tract	890108

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 DEERFIELD DR, OSWEGO, IL 60543-4015
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Sep 30, 2021	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2005 · Amount on Record
Deed Sale	Oct 14, 2005 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	200531625
Last Transfer Date	Sep 22, 2021
Transfer Doc	0000025635
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	413 DEERFIELD DR, OSWEGO, IL 60543-4015
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DEERFIELD DR, OSWEGO, IL 60543-4015

Mortgage

Document Number	0000004352
Date	Apr 25, 2023
Instrument	202300004352

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Sep 30, 2021
Property Address	413 DEERFIELD DR, OSWEGO, IL 60543-4015
Document Number	0000025635
Map Reference	DOC 200500019028
Instrument Date	Sep 22, 2021
Instrument	202100025635
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	413 DEERFIELD DR, OSWEGO, IL 60543-4015

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,171 (+24.71%) Land $30,258 Building $146,913	$531,513 (+24.71%) Land $90,774 Building $440,739
2024	$13,095.00
2022		$142,068 Land $24,263 Building $117,805	$426,204 Land $72,789 Building $353,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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