413 Day Dr, Lorain, OH 44052 Property Records

Lorain County property record for 413 Day Dr, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 600 sqft · built 1948
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$39,900 (Dec 2010)
Tax Bill$208 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-046-106-012

Property Details

APN / Parcel Number

Primary APN03-00-046-106-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area600 sqft Living Area
Gross Area684 sqft
1st Floor Area1,005 sqft
Basement Area482 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address413 DAY DR
CityLORAIN
StateOH
Zip44052-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLAR DAY 50 X 140
Legal SubdivisionCOLLAR DAY
Legal Block106
Legal Lot Number17
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1011
Census Tract22100

Owner

413 Day Dr is owned and occupied by an individual who bought it in December 2010.

Source: Lorain County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address413 DAY DR, LORAIN, OH 44052-2510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2010 · Amount on File
Deed SaleDec 8, 2010 · Amount on File
Deed Document Number2010356900
Prior Transfer DateApr 10, 2009
Prior Transfer Doc0000291715
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJul 6, 2026
Property Address413 DAY DR, LORAIN, OH 44052-2510
Document Number0000102304
Instrument DateJun 29, 2026
Instrument2026102304
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 DAY DR, LORAIN, OH 44052-2510

Mortgage

Document Number0000102304,
DateJul 6, 2026
Instrument2026102304
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 413 Day Dr was $208 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$208.00 Homeowner's exemption$26,260 (-0.02%) Land $7,640 Building $18,620$75,040 (-) Land $21,830 Building $53,210
2024$208.00 (-64.57%)$26,264 (+27.68%) Land $7,641 Building $18,624$75,040 (+27.68%) Land $21,830 Building $53,210
2023$587.00 (-2.65%)$20,570 (-) Land $6,661 Building $13,909$58,770 Land $19,030 Building $39,740
2022$603.00$20,570 Land $6,660 Building $13,910
2021$58,770 Land $19,030 Building $39,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Day Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 Day Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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