Orange County property record for 413 Cutter Ct, Orlando, FL 32835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,858 sqft · built 1983 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Feb 2016) |
| Tax Bill | $3,222 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-22-28-3382-00-030 |
| Primary APN | 26-22-28-3382-00-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,858 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 413 CUTTER CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32835-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | HARBOR POINT 9/94 LOT 3 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 26 |
| Legal Subdivision | HARBOR POINT |
| Legal Tract | 3382 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14807 |
413 Cutter Ct is owned and occupied by two individuals who bought it in February 2016.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 CUTTER CT, ORLANDO, FL 32835-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2016 · Amount on File |
| Deed Sale | Feb 18, 2016 · Amount on File |
| Prior Sale | Mar 19, 2009 · Amount on File |
| Deed Document Number | 201684294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 413 CUTTER CT, ORLANDO, FL 32835-1838 |
| Document Number | 0000293387 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 CUTTER CT ORLANDO FL 328351838, ORLANDO, FL 32835-1838 |
| Document Number | 0000293387 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 293387 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2050 |
The 2025 property tax bill for 413 Cutter Ct was $3,222, up 6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,900 (+2.7%) | $306,750 (-1.39%) Land $60,000 Building $246,750 | |
| 2025 | $3,222.00 (+6.02%) Homeowner's exemption | $205,355 | $311,080 Land $60,000 Building $251,080 |
| 2024 | $3,039.00 (+7.31%) | ||
| 2023 | $2,832.00 (+4.5%) Homeowner's exemption | $193,755 (+3%) | $281,516 (+17.98%) Land $60,000 Building $221,516 |
| 2022 | $2,710.00 Homeowner's exemption | $188,112 | $238,620 Land $60,000 Building $178,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Cutter Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Cutter Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIS SHORES (CONSEC) public/private · serves 143 people · EPA ID FL3480272 |
|---|---|
| Water Source | Purchased groundwater from OCUD/WESTERN REGIONAL WTR SYS (5 WPS) |
| Last State Inspection | Jul 2025 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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