Lexington County property record for 413 Cressfell Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,494 sqft · built 1984 |
| Lot Size | 0.18 acres (7,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,804 (Mar 2007) |
| Tax Bill | $1,187 (2024) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001827-03-007 |
| Primary APN | 001827-03-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,494 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 7,830 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 413 CRESSFELL RD |
|---|---|
| City | IRMO |
| State | SC |
| Zip | 29063-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | HIDDEN OAKS LOT 14 BLK E-2 |
| Legal Block | E-2 |
| Legal Lot Number | 14 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | IRMO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21113 |
413 Cressfell Rd is owned and occupied by an individual who bought it in March 2007.
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 CRESSFELL RD, IRMO, SC 29063-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2025 | Deed of Trust, Mortgage · Line of Credit ALLSOUTH FCU |
| Mar 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2007 · Amount on File |
| Deed Sale | Mar 2, 2007 · Amount on File |
| Prior Sale | May 7, 2001 · Amount on File |
| Deed Document Number | 200712343 |
| Deed Book / Page | 11804 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 413 CRESSFELL RD, IRMO, SC 29063-2605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2115404570 |
|---|---|
| Date | Apr 8, 2025 |
| Book Page | 21154/4570 |
| Instrument | 2025012667 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 413 CRESSFELL RD, IRMO, SC 29063-2605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 CRESSFELL RD, IRMO, SC 29063-2605 |
| Document Number | 2114804624 |
|---|---|
| Date | Mar 4, 2025 |
| Book Page | 21148/4624 |
| Instrument | 2025007392 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Max Rate | 11.6% |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,187.00 (+4.31%) | $5,486 (-) Land $1,000 Building $4,486 | $137,147 (-) Land $25,000 Building $112,147 |
| 2023 | $1,138.00 | $5,486 Land $1,000 Building $4,486 | $137,147 Land $25,000 Building $112,147 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 Cressfell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Cressfell Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CarolinaConnect Cooperative.
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