Stephens County property record for 413 Crescent Dr, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,394 sqft · built 1999 |
| Lot Size | 12 acres (526,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,900 (Oct 2023) |
| Tax Bill | $4,927 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049 043 |
| Primary APN | 049 043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,394 sqft Heated Area |
| Attic Area | 806 sqft |
| Basement Area | 1,592 sqft |
| Finished Basement | 768 sqft |
| Unfinished Basement | 824 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 526,640 sqft (12 acres) |
| Terrain | Gentle Slope |
| Garage Area | 576 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 600 sqft |
| Deck Area | 316 sqft |
| Patio Area | 2,072 sqft |
| Canopy | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 365805 |
|---|---|
| Street Address | 413 CRESCENT DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 {PT TR 3} CRESCENT POINT S/D |
| Legal Subdivision | CRESCENT POINT |
| Legal Tract | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 970102 |
Source: Stephens County records · APN 049 043
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SENTE MORTGAGE |
| Oct 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Feb 02, 2021 | Grant Deed, Transfer WRIGHT CU |
| Dec 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FIN'L GRP USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Deed Document Number | 0001347205 |
| Deed Book / Page | 1347 / 205 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Document Number | 0014220000000266 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 0000001422/0000000266 |
| Instrument | 2025002871 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Document Number | 0014340000000408 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 0000001434/0000000408 |
| Name | SENTE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 27, 2023 |
| Property Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Document Number | 0013470205 |
| Book / Page | 1347 / 205 |
| Instrument Date | Oct 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Document Number | 0001347207 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 1347/207 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 02, 2021 |
| Property Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Document Number | 0012380160 |
| Book / Page | 001238 / 000160 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 CRESCENT DR TOCCOA GA 305778435, TOCCOA, GA 30577-8435 |
| Document Number | 12380161 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 001238/000161 |
| Name | WRIGHT CU |
|---|---|
| Address | 286 N BROAD ST, TOCCOA, GA 30577-2329 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 31, 2020 |
| Property Address | 413 CRESCENT DR, TOCCOA, GA 30577-8435 |
| Document Number | 0012350166 |
| Book / Page | 001235 / 000166 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 413 CRESCENT DR TOCCOA GA 305778435, TOCCOA, GA 30577-8435 |
| Document Number | 12350168 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 001235/000168 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,927.00 (+37.7%) Homeowner's exemption | $193,574 (+51.99%) Land $15,289 Building $178,285 | $483,936 (+51.99%) Land $38,223 Building $445,713 |
| 2023 | $3,578.00 (-1.16%) Homeowner's exemption | $127,358 (+4.73%) Land $12,928 Building $114,430 | $318,393 (+4.73%) Land $32,319 Building $286,074 |
| 2022 | $3,620.00 Homeowner's exemption | $121,607 Land $12,928 Building $108,679 | $304,017 Land $32,319 Building $271,698 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Uniti Group | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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