DeKalb County property record for 413 Cottage Row, Sycamore, IL 60178
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 760 sqft · built 1950 |
| Lot Size | 0.146 acres (6,372 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jul 2026) |
| Tax Bill | $3,997 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-32-329-015 |
| Primary APN | 06-32-329-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| Gross Area | 832 sqft |
| 1st Floor Area | 760 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,372 sqft (0.146 acres) |
| Lot Dimensions | 106 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0632329015 |
|---|---|
| Street Address | 413 COTTAGE ROW |
| City | SYCAMORE |
| State | IL |
| Zip | 60178-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATTENS ADDITION - LOT 8 |
| Legal Subdivision | PATTENS ADDITION |
| Legal Lot Number | 8 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 600 |
413 Cottage Row is owned and occupied by an individual who bought it in July 2026.
Source: DeKalb County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 COTTAGE ROW, SYCAMORE, IL 60178-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on File |
| Deed Sale | Jul 15, 2026 · Amount on File |
| Deed Document Number | 20266099 |
| Prior Transfer Date | Jun 8, 2026 |
| Prior Transfer Doc | 0000006099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jul 15, 2026 |
| Property Address | 413 COTTAGE ROW, SYCAMORE, IL 60178-2105 |
| Document Number | 0000006099 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20266099 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 COTTAGE ROW, SYCAMORE, IL 60178-2105 |
| Document Number | 0000006100, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20266100 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sycamore Township |
| Municipality | Sycamore City |
| Unified School District | Sycamore Community Unit School District 427 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,836 Land $10,101 Building $52,735 | $188,508 Land $30,303 Building $158,205 | |
| 2024 | $3,997.00 | ||
| 2023 | $53,948 Land $8,672 Building $45,276 | $161,844 Land $26,016 Building $135,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Cottage Row in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 Cottage Row has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SYCAMORE serves 18,500 people · EPA ID IL0370550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: DNA Communications, Verizon.
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