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413 Connecticut Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 413 Connecticut Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage1,092 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$178,000 (2020)
Tax Bill$3,473.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0378-0090
Alternative APNs
  • 263001000103780090
  • 79657

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,092 sqft Living Area
Gross Area1,284 sqft Gross Area
1st Floor1,092 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1970
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,492 sqft (0.172 acres)
Depth X Width150 ft x 0.5 ft Depth x Width

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area253 sqft Pool
Shed1 Shed
Shed Area144 sqft Shed
Deck Area336 sqft Deck
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address413 CONNECTICUT AVE
CitySAINT CLOUD
StateFL
Zip34769-2730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-62 BLK 378 S 50 FT OF LOT 9 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block378
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1012
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0378-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Aug 08, 2017Deed of Trust, Mortgage
CIVIC FINANCIAL SERVICES LLC
Mar 02, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2020 · Amount on Record
Deed SaleMar 02, 2020 · Amount on Record
Prior SaleOct 11, 2004 · Amount on Record
Deed Doc Number202029889
Deed Book / Page5683 / 1950
Prior Transfer DateNov 01, 2006
Prior Transfer Doc0033522794
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address413 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730
Transaction TypeMortgage
Record UpdatedApr 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730

Mortgage

Document Number0061810829
DateMar 28, 2022
Book Page6181/829
Instrument2022049122
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address413 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCLASSIC TITLE & SOLUTIONS IN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051911334
DateAug 08, 2017
Book Page5191/1334
Instrument2017114440
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressREDONDO BEACH, CA 90278
Agreement
AmountAmount Recorded
Term13 Months
DueSep 01, 2018

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 02, 2020
Property Address413 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730
Document Number0056831950
Book / Page5683 / 1950
Map ReferenceMB B PG 61-64
Instrument DateFeb 27, 2020
Instrument2020029889
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address916 CHAMBERLIN TRL, 916, SAINT CLOUD, FL 34772-7399

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730

Mortgage

Document Number0056831951
DateMar 02, 2020
Instrument5683/1951
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,549.00 (+2.19%) Homeowner's exemption$154,156 (+5.99%)$226,300 (+13.26%) Land $46,800 Building $179,500
2024$3,473.00 (+1.67%)
2023$3,416.00 (+2.55%) Homeowner's exemption$145,449 (+3%)$199,800 (+17.95%) Land $42,500 Building $157,300
2022$3,331.00 Homeowner's exemption$141,213$169,400 Land $35,100 Building $134,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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