413 Columbus Ln, Monroe, NC 28110 Property Records

Union County property record for 413 Columbus Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,439 sqft · built 1994
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2009)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-165-167`

Property Details

APN / Parcel Number

Primary APN	`08-165-167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	1,441 sqft
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	413 COLUMBUS LN
City	MONROE
State	NC
Zip	28110-8291
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#14 SECREST HILL PH II OPCD263
Legal Subdivision	SECREST HILL
Legal Lot Number	14
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1003
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 COLUMBUS LN, MONROE, NC 28110-8291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2009 · Amount on Record
Deed Sale	May 28, 2009 · Amount on Record
Prior Sale	Feb 28, 2006 · Amount on Record
Deed Document Number	200917253
Deed Book / Page	5135 / 379
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	413 COLUMBUS LN, MONROE, NC 28110-8291
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000883250
Date	Dec 27, 2023
Book Page	8832/50
Instrument	30626

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2043

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	413 COLUMBUS LN, MONROE, NC 28110-8291
Document Number	7751655
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	413 COLUMBUS LN MONROE NC 281108291, MONROE, NC 28110-8291

Mortgage

Document Number	7751655
Date	Jul 29, 2020
Book Page	007751/000655
Instrument	28335

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,500 (-) Land $56,500 Building $297,000	$353,500 (-) Land $56,500 Building $297,000
2025	$1,796.00 (+3.88%)	$353,500 (+36.8%) Land $56,500 Building $297,000	$353,500 (+36.8%) Land $56,500 Building $297,000
2023	$1,729.00	$258,400 Land $38,300 Building $220,100	$258,400 Land $38,300 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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