Stanly County property record for 413 Colton St, Oakboro, NC 28129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,534 sqft · built 2021 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2022) |
| Tax Bill | $3,757 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 650404611867 |
| Primary APN | 650404611867 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,534 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1539444 |
|---|---|
| Street Address | 413 COLTON ST |
| City | OAKBORO |
| State | NC |
| Zip | 28129-7424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HSE 413 COLTON ST LOT 10 RUBY RIDGE SUBD 650404075 |
| Legal Subdivision | RUBY RIDGE |
| Legal Lot Number | 10 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 930901 |
413 Colton St is owned and occupied by two individuals who bought it in July 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 COLTON ST, OAKBORO, NC 28129-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jul 20, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | Jul 20, 2020 · Amount on File |
| Deed Document Number | 2022448959 |
| Deed Book / Page | 1792 / 926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 8, 2022 |
| Property Address | 413 COLTON ST, OAKBORO, NC 28129-7424 |
| Document Number | 0000448959 |
| Book / Page | 1792 / 926 |
| Map Reference | MB 21 PG 66 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 448959 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, 100, PENSACOLA, FL 32502-5696 |
| Name | Verified Name |
|---|---|
| Address | 413 COLTON ST, OAKBORO, NC 28129-7424 |
| Document Number | 0000448960 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 448960 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 20, 2020 |
| Property Address | 413 COLTON ST, OAKBORO, NC 28129-7424 |
| Document Number | 0000421890 |
| Book / Page | 001707 / 000218 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 421890 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 413 Colton St was $3,757.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Oakboro Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,757.00 | $387,360 (-) Land $55,000 Building $332,360 | $387,360 (-) Land $55,000 Building $332,360 |
| 2025 | $3,757.00 | $387,360 Land $55,000 Building $332,360 | $387,360 Land $55,000 Building $332,360 |
| 2023 | $2,999.00 | $294,064 Land $40,000 Building $254,064 | $294,064 Land $40,000 Building $254,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Colton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Colton St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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