413 Cole St, Harrisburg, AR 72432 Property Records

Poinsett County property record for 413 Cole St, Harrisburg, AR 72432

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,988 sqft · built 1962
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jul 2026)
Tax Bill$964 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN111-00678-0000

Property Details

APN / Parcel Number

Primary APN111-00678-0000
Alternative APN
  • 10542

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,988 sqft Living Area
1st Floor Area1,988 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions200 ft deep x 154 ft wide
Garage TypeCarport
Garage Area475 sqft
CarportCarport
Carport Area475 sqft
DrivewayConcrete Driveway
Driveway Area1,728 sqft

Exterior Amenities

PorchSlab
Porch Area232 sqft
Patio Area432 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address413 COLE ST
CityHARRISBURG
StateAR
Zip72432-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description413 COLE ST ENV 95B & ENV 197A HARRISBURG
Legal Range03E
Legal Township11N
Legal Section24
Legal SubdivisionLOPARK
Legal BlockB
Legal Lot Number5
JurisdictionPOINSETT AR
Township / Civil DivisionBOLIVAR
Census Block Group1
Census Block1028
Census Tract490501

Owner

413 Cole St is owned and occupied by an individual who bought it in July 2026.

Source: Poinsett County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address413 COLE ST, HARRISBURG, AR 72432-1209
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRSTTRUST HOME LOANS INC
Aug 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH MORTGAGE INC
Feb 7, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2026 · Amount on File
Deed SaleJul 14, 2026 · Amount on File
Prior SaleApr 7, 2021 · Amount on File
Deed Document Number20262259
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOINSETT AR
Recording DateJul 14, 2026
Property Address413 COLE ST, HARRISBURG, AR 72432-1209
Document Number0000002259
Instrument DateJul 9, 2026
Instrument20262259
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$51,661.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 COLE ST, HARRISBURG, AR 72432-1209

Mortgage

Document Number0000002260,
DateJul 14, 2026
Instrument20262260
Lender
NameFIRSTTRUST HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOINSETT AR
Property Address413 COLE ST, HARRISBURG, AR 72432-1209
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R02242
DateAug 23, 2018
Instrument2018R-02242
Lender
NameFLAT BRANCH MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOINSETT AR
Recording DateFeb 7, 2020
Property Address413 COLE ST, HARRISBURG, AR 72432-1209
Document Number2020R00373
Instrument DateFeb 7, 2020
Instrument2020R-00373
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$303.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1000 CHEROKEE DR, NEWPORT, AR 72112-4641

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 COLE ST, HARRISBURG, AR 72432-1209

Mortgage

Document Number2020R00374
DateFeb 7, 2020
Instrument2020R-00374
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 413 Cole St was $964 with a homeowner's exemption, up 164.8% from the year before.

Source: Poinsett County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyPoinsett County
MunicipalityHarrisburg City
Unified School DistrictHarrisburg School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$964.00 (+164.84%) Homeowner's exemption$20,580 (-) Land $5,620 Building $14,960
2025$364.00 Homeowner's exemption$20,580 Land $5,620 Building $14,960
2023$459.00 Homeowner's exemption$20,580 Land $5,620 Building $14,960$102,900 Land $28,100 Building $74,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Cole St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Cole St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRISBURG WATERWORKS
serves 2,824 people · EPA ID AR0000431
Water SourceGroundwater
Last State InspectionOct 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable
2,000 / 75
Starlink
Satellite
280 / 30

Nearby Properties on Cole St

Nearby Streets

Search Property Records by Address or Parcel Number