413 Co Rd 251, Thaxton, MS 38871 Property Records

Lafayette County property record for 413 Co Rd 251, Thaxton, MS 38871

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,245 sqft · built 2020
Lot Size	8.2 acres (357,192 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-25-006.00`

Property Details

APN / Parcel Number

Primary APN	`117-25-006.00`
Alternative APNs	`105-25-011` `9740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,245 sqft Living Area
1st Floor Area	1,741 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile/Manufactured
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asbestos
Lot Area	357,192 sqft (8.2 acres)
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	9740
Street Address	413 COUNTY ROAD 251
City	THAXTON
State	MS
Zip	38871-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E1/2 NE1/4 SE1/4 & PT SE1/4 SE1/4 NE1/4 PREV APN: 105 -25-011
Legal Range	01W
Legal Township	08S
Legal Section	25
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2029
Census Tract	950100

Owner

413 Co Rd 251 is owned and occupied by two individuals who acquired it in July 2020.

Source: Lafayette County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 COUNTY ROAD 251, THAXTON, MS 38871-9756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020
Deed Sale	Jul 8, 2020
Prior Sale	Apr 14, 2011 · Amount on File
Deed Document Number	20205962
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	413 COUNTY ROAD 251, THAXTON, MS 38871-9756
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 COUNTY ROAD 251, THAXTON, MS 38871-9756

Mortgage

Document Number	0202506032
Date	Jul 11, 2025
Instrument	2025-06032

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	413 COUNTY ROAD 251, THAXTON, MS 38871-9756
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012344
Date	Dec 22, 2020
Instrument	202012344

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 8, 2020
Property Address	413 COUNTY ROAD 251, THAXTON, MS 38871-9756
Document Number	0202005962
Instrument Date	Jun 3, 2020
Instrument	202005962
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 COUNTY ROAD 251 # 413CR251, 439, THAXTON, MS 38871-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 CR 251 413 CR 251, 413CR251, THAXTON, MS 38871-9756

Tax Assessment & Valuation

The 2025 property tax bill for 413 Co Rd 251 was $2,218 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 Homeowner's exemption	$23,990	$239,200 Land $10,890 Building $228,310
2023	$1,769.00 Homeowner's exemption	$19,392	$193,190 Land $10,950 Building $182,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Co Rd 251 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Co Rd 251 is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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