Stearns County property record for 413 Co Rd 2 S, Saint Stephen, MN 56375
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 3 bd · 1 ba · 8,749 sqft · built 1951 |
| Lot Size | 7.35 acres (320,166 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $12,936 (2026) |
| Deeds & Mortgages | Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55889-0005 |
| Primary APN | 90-55889-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Building Area | 8,749 sqft Living Area |
| Gross Area | 1,484 sqft |
| 1st Floor Area | 8,374 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 320,166 sqft (7.35 acres) |
| Lot Dimensions | 81 ft deep x 188 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 10 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 413 COUNTY ROAD 2 S |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-9644 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | 25-126-29 7.35A P/O SE4NW4 COM N4 COR SEC 25-S89D W ALG N LN 1323.23' TO NW COR NE4NW4-S1D E ALG W LN 1506.92' TO POB-N88D E |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 25 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10200 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 413 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9644 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 28, 2021 |
| Property Address | 413 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9644 |
| Document Number | 00A1615337 |
| Instrument Date | Sep 27, 2021 |
| Instrument | A1615337 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9644 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,936.00 (+7.64%) | $644,800 (+7.4%) Land $156,200 Building $488,600 | $644,800 (+7.4%) Land $156,200 Building $488,600 |
| 2025 | $600,400 (+6.4%) Land $147,500 Building $452,900 | $600,400 (+6.4%) Land $147,500 Building $452,900 | |
| 2023 | $12,018.00 | $564,300 Land $147,500 Building $416,800 | $564,300 Land $147,500 Building $416,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Albany Mutual Telephone Association.
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