Comal County property record for 413 Cloud Top, Canyon Lake, TX 78133
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,319 sqft · built 2021 |
| Lot Size | 0.199 acres (8,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Mar 2021) |
| Tax Bill | $4,677 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0340-1870-00 |
| Primary APN | 50-0340-1870-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 1,421 sqft |
| 1st Floor Area | 1,319 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,650 sqft (0.199 acres) |
| Lot Dimensions | 173 ft deep x 50 ft wide |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 413 CLOUD TOP |
|---|---|
| City | CANYON LAKE |
| State | TX |
| Zip | 78133-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCENIC HEIGHTS 2, LOT 370 |
| Legal Subdivision | SCENIC HEIGHTS 2 |
| Legal Block | 4 |
| Legal Lot Number | 370 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310608 |
413 Cloud Top is owned and occupied by two individuals who bought it in March 2021.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 CLOUD TOP, CANYON LAKE, TX 78133-4923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Mar 22, 2021 | Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on File |
| Deed Sale | Mar 25, 2021 · Amount on File |
| Prior Sale | Mar 22, 2021 · Amount on File |
| Deed Document Number | 202115587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Mar 25, 2021 |
| Property Address | 413 CLOUD TOP, CANYON LAKE, TX 78133-4923 |
| Document Number | 0006015587 |
| Map Reference | VOL 2 PG 36 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 202106015587 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | AUSTIN TITLE, ATC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 CLOUD TOP, CANYON LAKE, TX 78133-4923 |
| Document Number | 0006015588 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 202106015588 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Mar 22, 2021 |
| Property Address | 413 CLOUD TOP, CANYON LAKE, TX 78133-4923 |
| Document Number | 0006014661 |
| Map Reference | VOL 2 PG 36 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 202106014661 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 CLOUD TOP, CANYON LAKE, TX 78133-4923 |
| Document Number | 0006014662 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 202106014662 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 413 Cloud Top was $4,677, down 1.2% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,920 (-4.16%) Land $34,270 Building $264,650 | $298,920 (-4.16%) Land $34,270 Building $264,650 | |
| 2025 | $4,677.00 (-1.22%) | $311,890 Land $39,420 Building $272,470 | $311,890 Land $39,420 Building $272,470 |
| 2024 | $4,735.00 | ||
| 2023 | $267,790 Land $45,320 Building $222,470 | $267,790 Land $45,320 Building $222,470 | |
| 2022 | $3,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Cloud Top in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Cloud Top is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCENIC HEIGHTS private · serves 336 people · EPA ID TX0460060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | SJWTX TRIPLE PEAK PLANT |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Gross alpha radiation not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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