New Hanover County property record for 413 Clay St, Wilmington, NC 28405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 2004 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Company Name on Record |
| Last Sale | $119,000 (Mar 2021) |
| Tax Bill | $1,150 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Mar 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R04913-003-015-000 |
| Primary APN | R04913-003-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 3,006 sqft (0.069 acres) |
| Lot Dimensions | 93 ft deep x 33 ft wide |
| Terrain | Low |
| Deck Area | 25 sqft |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 413 CLAY ST |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28405-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5,RESIDE |
| Legal Description | BLK 10 LOT 12 FOX DIV |
| Legal Subdivision | FOX DIV |
| Legal Block | 10 |
| Legal Lot Number | 12 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 10300 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 341 S COLLEGE RD, 11STE11, WILMINGTON, NC 28403-1677 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Line of Credit LYLE FISHER |
| Mar 26, 2021 | Warranty Deed, Transfer · Line of Credit UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Sep 25, 2014 · Amount on Record |
| Deed Document Number | 202114810 |
| Deed Book / Page | 6428 / 1959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 413 CLAY ST, WILMINGTON, NC 28405-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 341 S COLLEGE RD 11, 11, WILMINGTON, NC 28403-1622 |
| Document Number | 00650201986 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 6502/1986 |
| Instrument | 2021049999 |
| Name | LYLE FISHER |
|---|---|
| Type | Private Party |
| Address | 8211 SHIPWATCH DR, WILMINGTON, NC 28412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 26, 2021 |
| Property Address | 413 CLAY ST, WILMINGTON, NC 28405-3125 |
| Document Number | 00642801959 |
| Book / Page | 6428 / 1959 |
| Map Reference | MB 2 PG 75 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021014810 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $238.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 S COLLEGE RD # 11-204, 11, WILMINGTON, NC 28403-1622 |
| Document Number | 2021014812 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021014812 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,500 (-) Land $49,500 Building $146,000 | $195,500 (-) Land $49,500 Building $146,000 | |
| 2025 | $1,150.00 | $195,500 (+76.92%) Land $49,500 Building $146,000 | $195,500 (+76.92%) Land $49,500 Building $146,000 |
| 2023 | $466.00 (-50.37%) | $110,500 (-) Land $44,400 Building $66,100 | $110,500 (-) Land $44,400 Building $66,100 |
| 2022 | $939.00 | $110,500 Land $44,400 Building $66,100 | $110,500 Land $44,400 Building $66,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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