Cherokee County property record for 413 Chatham Ave, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 1960 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,400 (Jul 2001) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029588-23-3 |
| Primary APN | 029588-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 988 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Old Parcel Number | 0991200016000 60902189 |
|---|---|
| Street Address | 413 CHATHAM AVE |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 413 CHATAM AVE LT#92 RERECORDED TYLER DEED & KANIPE DEED 13V 690 & 693 BRIGHT $34000 |
| Legal Tract | 118 |
| Legal Lot Number | 92 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970502 |
413 Chatham Ave is owned and occupied by an individual who bought it in July 2001.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 CHATHAM AVE, GAFFNEY, SC 29340-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2001 · Amount on File |
| Deed Sale | Jul 6, 2001 · Amount on File |
| Deed Document Number | 0000010422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 413 CHATHAM AVE # 92, 92, GAFFNEY, SC 29340-4309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001651539 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 165/1539 |
| Instrument | 202300005808 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 413 Chatham Ave was $399 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 Homeowner's exemption | $2,170 Land $320 Building $1,850 | $56,200 Land $8,000 Building $48,200 |
| 2023 | $359.00 | $2,170 Land $320 Building $1,850 | $56,200 Land $8,000 Building $48,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 Chatham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Chatham Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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