413 Chambers St, Statesville, NC 28677 Property Records

Iredell County property record for 413 Chambers St, Statesville, NC 28677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,320 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,500 (Aug 2023)
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`4744-23-9483.000`

Property Details

APN / Parcel Number

Primary APN	`4744-23-9483.000`
Alternative APNs	`77406451` `80097044` `80104209`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Heated Area
Gross Area	1,466 sqft
1st Floor Area	660 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	206 ft deep x 50 ft wide
Porch	Slab
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80104209
Street Address	413 CHAMBERS ST
City	STATESVILLE
State	NC
Zip	28677-6129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5MF
Legal Description	CHAMBERS ST
Legal Subdivision	S GREEN/GARFIELD STREET
Legal Block	23
Jurisdiction	IREDELL NC
Township / Civil Division	STATESVILLE
Census Block Group	1
Census Block	1016
Census Tract	60200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Garfield and Green Streets Historic District listed 2025 · 150 contributing resources · NRIS 100012437

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FOUNDERS FCU
Oct 21, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Aug 29, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2022	Correction Deed
Aug 9, 2022	Special Warranty Deed, Transfer
Aug 9, 2022	Warranty Deed, Transfer
Aug 4, 2022	Deed, Transfer 24 HOUR TITLE LLC, 24 HOUR TITLE
Jun 30, 2022	Deed, Transfer
Jul 8, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Book / Page	3008 / 1285
Prior Transfer Date	Oct 20, 2022
Prior Transfer Doc	0000029545
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 7, 2023
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0030081285
Book / Page	3008 / 1285
Instrument Date	Aug 7, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4177 OLIVIA LN, ROCKWELL, NC 28138-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E WILSON AVENUE, ROCKWELL, NC 28138

Mortgage

Document Number	0030081289
Date	Aug 7, 2023
Instrument	3008/1289

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 5, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	11.5%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Oct 21, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0000029545
Book / Page	2954 / 5
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4195 OLIVIA LN, ROCKWELL, NC 28138-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4177 OLIVIA LN, ROCKWELL, NC 28138-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029548
Date	Oct 21, 2022
Book Page	2954/8

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Dec 1, 2023

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 29, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0029422219
Book / Page	2942 / 2219
Instrument Date	Aug 29, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4177 OLIVIA LN, ROCKWELL, NC 28138-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 OLIVIA LN, ROCKWELL, NC 28138-5003

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 16, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0002940368
Book / Page	2940 / 368
Instrument Date	Aug 16, 2022
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 9, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0029381306
Book / Page	2938 / 1306
Instrument Date	Aug 5, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Tax	$89.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4177 OLIVIA LN, ROCKWELL, NC 28138-5003

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 9, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0029381303
Book / Page	2938 / 1303
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 FIELDCREST PL, STANLEY, NC 28164-1968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 RIVERSIDE DRIVE #5 100W # 5, 5, IRVING, TX 75039

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 4, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0029371792
Book / Page	2937 / 1792
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	24 HOUR TITLE LLC, 24 HOUR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 FIELDCREST PL, STANLEY, NC 28164-1968
Investor	Possibly a Property Investor

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 30, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0029301116
Book / Page	2930 / 1116
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 FIELDCREST PL, STANLEY, NC 28164-1968
Investor	Possibly a Property Investor

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 8, 2022
Property Address	413 CHAMBERS ST, STATESVILLE, NC 28677-6129
Document Number	0029311502
Book / Page	2931 / 1502
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 FIELDCREST PL, STANLEY, NC 28164-1968
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Statesville City
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,120 (-) Land $15,000 Building $177,120	$192,120 (-) Land $15,000 Building $177,120
2025	$2,015.00	$192,120 (-) Land $15,000 Building $177,120	$192,120 (-) Land $15,000 Building $177,120
2024	$2,015.00 (+1,225.66%)	$192,120 (+1,180.8%) Land $15,000 Building $177,120	$192,120 (+1,180.8%) Land $15,000 Building $177,120
2023	$152.00 (+237.78%)	$15,000 (+257.14%) Land $15,000	$15,000 (+257.14%) Land $15,000
2022	$45.00	$4,200 Land $4,200	$4,200 Land $4,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STATESVILLE serves 30,843 people · EPA ID NC0149010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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