413 Chadwick Dr, Raleigh, NC 27609 Property Records

Wake County property record for 413 Chadwick Dr, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,606 sqft · built 1965
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Nov 1991)
Tax Bill	$4,243 (2023)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Dec 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1706.16-74-7526 0001050`

Property Details

APN / Parcel Number

Primary APN	`1706.16-74-7526 0001050`
Alternative APNs	`000105001` `0001050`

Interior

Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,606 sqft Heated Area
1st Floor Area	1,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0001050
Old Parcel Number	000105001
Street Address	413 CHADWICK DR
City	RALEIGH
State	NC
Zip	27609-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO22 C NORTHGLEN SE2 BLB BLDPT BM1965-00140
Legal Township	01
Legal Subdivision	NORTHGLEN PT C SEC 02
Legal Block	B
Legal Lot Number	22
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	1
Census Block	1004
Census Tract	52602

Owner

413 Chadwick Dr is owned and occupied by an individual who bought it in November 1991.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Mailing Address	413 CHADWICK DR, RALEIGH, NC 27609-4503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE FEDERAL SAVINGS BANK
Dec 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage THE FEDERAL SAVINGS BANK
Dec 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage THE FEDERAL SAVINGS BANK
Apr 25, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 25, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 1991 · Amount on File
Deed Sale	Nov 25, 1991 · Amount on File
Deed Document Number	0005040248
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	413 CHADWICK DR, RALEIGH, NC 27609-4503
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHADWICK DR, RALEIGH, NC 27609-4503

Mortgage

Document Number	18945/1687
Date	Mar 8, 2022
Book Page	18945/1687

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.26%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.26%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	413 CHADWICK DR, RALEIGH, NC 27609-4503
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHADWICK DR, RALEIGH, NC 27609-4503

Mortgage

Document Number	18261/1723
Date	Dec 29, 2020
Book Page	18261/1723

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	413 CHADWICK DR, RALEIGH, NC 27609-4503
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHADWICK DR, RALEIGH, NC 27609-4503

Mortgage

Document Number	182611706
Date	Dec 29, 2020
Book Page	18261/1706

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.47%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	413 CHADWICK DR, RALEIGH, NC 27609-4503
Document Number	171132218
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHADWICK DR RALEIGH NC 276094503, RALEIGH, NC 27609-4503

Mortgage

Document Number	171132218
Date	Apr 30, 2018
Book Page	017113/002218

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.54%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	413 CHADWICK DR, RALEIGH, NC 27609-4503
Document Number	171132204
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHADWICK DR RALEIGH NC 276094503, RALEIGH, NC 27609-4503

Mortgage

Document Number	171132204
Date	Apr 30, 2018
Book Page	017113/002204

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.54%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,243.00	$387,487 Land $250,000 Building $137,487	$387,487 Land $250,000 Building $137,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Chadwick Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	17 (1995–2018)
Claims Outside the SFHA	5 of 17
Most Recent Claim	May 2018 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Chadwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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