413 Cedar St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 413 Cedar St, Waterloo, IA 50701

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.959 acres (41,817 sqft)
OwnerCompany Name on Record
Flood ZoneZone AE (high risk)
APN8913-26-229-002

Property Details

APN / Parcel Number

Primary APN8913-26-229-002

Exterior

Lot Area41,817 sqft (0.959 acres)
Lot Dimensions110 ft deep x 380 ft wide

Location & Zoning

Street Address413 CEDAR ST
CityWATERLOO
StateIA
Zip50701
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionFRL BLOCKS WATERLOO WEST ALL BLK 1 EXC SWLY 96 FT ALL BLK 2 VACATED 3RD ST BET BLKS 1 AND 2 NELY 15 FT VAC CEDAR ST LYING 130
Legal Range13
Legal Township89
Legal Section26
Legal SubdivisionFRL BLOCKS WATERLOO WEST
Legal Block1,2
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2054
Census Tract100

Owner

Source: Black Hawk County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address715 MULBERRY ST, WATERLOO, IA 50703-5714
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$240,000 (-) Land $240,000$240,000 (-) Land $240,000
2023$240,000$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1978–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Cedar St

Nearby Streets

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