413 Cavaness Dr, Houma, LA 70364 Property Records

Terrebonne Parish property record for 413 Cavaness Dr, Houma, LA 70364

Property Summary

Property Type	Single Family Home
Details	1,361 sqft · built 1996
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2024)
Tax Bill	$772 (2025)
Deeds & Mortgages	Jul 2020 Refinance Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13014`

Property Details

APN / Parcel Number

Primary APN	`13014`

Interior

Building Area	1,361 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,229 sqft (0.142 acres)

Location & Zoning

Street Address	413 CAVANESS DR
City	HOUMA
State	LA
Zip	70364-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 1 ADDEN. 5 PHASE 2 CADIERE PARK HEIGHTS.
Legal Range	17E
Legal Township	17S
Legal Subdivision	CADIERE PARK HEIGHTS
Legal Phase	2
Legal Block	1
Legal Lot Number	16
Jurisdiction	TERREBONNE LA
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 CAVANESS DR, HOUMA, LA 70364-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Mar 28, 2024	Cash Sale Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Mar 16, 2021	Deed, Transfer · Stand-Alone First Mortgage AMERICAN SOUTH FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	20241687839
Deed Book / Page	2733 / 788
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	413 CAVANESS DR, HOUMA, LA 70364-2221
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003168/186
Date	Jul 28, 2020
Book Page	3168/186
Instrument	1607111

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TERREBONNE LA
Recording Date	Mar 28, 2024
Property Address	413 CAVANESS DR, HOUMA, LA 70364-2221
Document Number	002733/788
Book / Page	2733 / 788
Instrument Date	Mar 20, 2024
Instrument	1687839
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CAVANESS DR, HOUMA, LA 70364-2221

Mortgage

Document Number	003494/545
Date	Mar 28, 2024
Book Page	3494/545
Instrument	1687840

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Mar 16, 2021
Property Address	413 CAVANESS DR, HOUMA, LA 70364-2221
Document Number	002630/420
Book / Page	2630 / 420
Instrument Date	Mar 15, 2021
Instrument	1622448
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001622449
Date	Mar 16, 2021
Instrument	1622449

Lender

Name	AMERICAN SOUTH FINANCIAL SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$772.00 (-1.78%)	$15,720 (-) Land $3,000 Building $12,720	$157,200 (-) Land $30,000 Building $127,200
2024	$786.00 (+43.17%) Homeowner's exemption	$15,720 (+18.37%) Land $3,000 Building $12,720	$157,200 (+18.37%) Land $30,000 Building $127,200
2023	$549.00 (+2.04%) Homeowner's exemption	$13,280 (-) Land $2,220 Building $11,060	$132,800 (-) Land $22,200 Building $110,600
2022	$538.00 Homeowner's exemption	$13,280 Land $2,220 Building $11,060	$132,800 Land $22,200 Building $110,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 164 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	87 (1985–2026)
Claims Outside the SFHA	34 of 87
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Tropical Storm Isidore, Sep 2002 · 15 claims Severe Storms, Tornadoes & Flooding, May 1991 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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