413 Cathedral Ct, Dayton, OH 45458 Property Records

Montgomery County property record for 413 Cathedral Ct, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,051 sqft · built 2010
Lot Size	0.533 acres (23,261 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2009)
Tax Bill	$18,258 (2024)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`O67 22330 0034`

Property Details

APN / Parcel Number

Primary APN	`O67 22330 0034`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,051 sqft Living Area
1st Floor Area	3,519 sqft
Basement Area	2,815 sqft
Finished Basement	2,815 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	23,261 sqft (0.533 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	580 sqft
Deck Area	50 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 CATHEDRAL CT
City	DAYTON
State	OH
Zip	45458-4195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 ESTATES OF PARAGON SEC TWO
Legal Subdivision	ESTATES OF PARAGON SEC TWO
Legal Lot Number	34
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2005
Census Tract	40406

Owner

413 Cathedral Ct is owned and occupied by two individuals who bought it in December 2009.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 CATHEDRAL CT, DAYTON, OH 45458-4195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2009 · Amount on File
Deed Sale	Dec 2, 2009 · Amount on File
Prior Sale	Aug 15, 2006 · Amount on File
Deed Document Number	09-080230
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	413 CATHEDRAL CT, DAYTON, OH 45458-4195
Document Number	0000012882
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CATHEDRAL CT DAYTON OH 454584195, DAYTON, OH 45458-4195

Mortgage

Document Number	0000012882
Date	Mar 3, 2017
Instrument	12882

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,640 Land $33,390 Building $233,250
2024	$18,258.00 (+8.41%)
2023	$16,841.00 (-16.05%)	$266,640 (+6%) Land $33,390 Building $233,250	$761,820 Land $95,400 Building $666,420
2022	$20,060.00	$251,550 Land $31,500 Building $220,050
2020			$718,700 Land $90,000 Building $628,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Cathedral Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Cathedral Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20