413 Carl St, Wilmington, NC 28403 Property Records

New Hanover County property record for 413 Carl St, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,550 sqft · built 1974
Lot Size	0.399 acres (17,380 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2018)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05013-007-010-000`

Property Details

APN / Parcel Number

Primary APN	`R05013-007-010-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Finished Basement	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	17,380 sqft (0.399 acres)
Terrain	Low
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	413 CARL ST
City	WILMINGTON
State	NC
Zip	28403-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20,RESID
Legal Description	LOT 100 X 174 PT J D DIXON
Legal Subdivision	JAMES D DIXON ETAL SURVEY
Legal Block	7
Legal Lot Number	100
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3004
Census Tract	11501

Owner

413 Carl St is owned and occupied by an individual who bought it in November 2018.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	413 CARL ST, WILMINGTON, NC 28403-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 19, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Feb 13, 2003
Deed Document Number	201834883
Deed Book / Page	6180 / 450
Prior Transfer Date	Feb 13, 1996
Prior Transfer Doc	1987000641
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	413 CARL ST, WILMINGTON, NC 28403-1803
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00640602238
Date	Feb 1, 2021
Book Page	6406/2238
Instrument	2021004754

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 19, 2018
Property Address	413 CARL ST, WILMINGTON, NC 28403-1803
Document Number	0061800450
Book / Page	006180 / 000450
Instrument Date	Nov 9, 2018
Instrument	34883
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8817 HEDGE MAPLE RD CHARLOTTE NC 282695146, CHARLOTTE, NC 28269-5146

Mortgage

Document Number	61800456
Date	Nov 19, 2018
Book Page	006180/000456
Instrument	34884

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 413 Carl St was $2,096, up 17.6% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,300 (-) Land $109,000 Building $247,300	$356,300 (-) Land $109,000 Building $247,300
2025	$2,096.00 (+17.55%)	$356,300 Land $109,000 Building $247,300	$356,300 Land $109,000 Building $247,300
2024	$1,783.00 (+2.94%)
2023	$1,732.00 (-0.57%)	$205,000 Land $73,300 Building $131,700	$205,000 Land $73,300 Building $131,700
2022	$1,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Carl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Carl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

Nearby Properties on Carl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures