413 Campus St, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 413 Campus St, Celebration, FL 34747

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,762 sqft · built 1997
Lot Size	0.241 acres (10,497 sqft)
Owner	2 Individual Names on File
Last Sale	$839,900 (Jan 2020)
Tax Bill	$12,358 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-28-2783-0001-0550`

Property Details

APN / Parcel Number

Primary APN	`07-25-28-2783-0001-0550`
Alternative APNs	`252807278300010550` `7738`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,762 sqft Living Area
Gross Area	5,318 sqft
1st Floor Area	2,020 sqft
Upper Floors Area	986 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,497 sqft (0.241 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	781 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	413 CAMPUS ST
City	CELEBRATION
State	FL
Zip	34747-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	CELEBRATION VILLAGE UNIT 2 PB 8 PGS 185-212 LOT 55 07/25/28
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	CELEBRATION VLG UNIT 2
Legal Tract	2783
Legal Block	1
Legal Lot Number	55
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1005
Census Tract	40807

Owner

413 Campus St is owned and occupied by two individuals who acquired it in June 2025.

Source: Osceola County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 CAMPUS ST, KISSIMMEE, FL 34747-4610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jan 22, 2020	Warranty Deed, Transfer BANK OF AMERICA
May 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	May 13, 1997 · Amount on File
Deed Document Number	202010497
Deed Book / Page	5661 / 1821
Last Transfer Date	Jun 14, 2025
Transfer Doc	0068150548
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	413 CAMPUS ST, CELEBRATION, FL 34747-4610
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CAMPUS ST, KISSIMMEE, FL 34747-4610

Mortgage

Document Number	0068652953
Date	Oct 16, 2025
Book Page	6865/2953
Instrument	2025128559

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	413 CAMPUS ST, CELEBRATION, FL 34747-4610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053571734
Date	Jun 27, 2018
Book Page	5357/1734
Instrument	2018098961

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	413 CAMPUS ST, CELEBRATION, FL 34747-4610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053900771
Date	Aug 23, 2018
Book Page	5390/0771
Instrument	2018128892

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 22, 2020
Property Address	413 CAMPUS ST, CELEBRATION, FL 34747-4610
Document Number	0056611821
Book / Page	005661 / 001821
Instrument Date	Jan 15, 2020
Instrument	10497
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,879.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 CAMPUS ST CELEBRATION FL 347474610, CELEBRATION, FL 34747-4610

Mortgage

Document Number	56611823
Date	Jan 22, 2020
Book Page	005661/001823
Instrument	10498

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 21, 2018
Property Address	413 CAMPUS ST, CELEBRATION, FL 34747-4610
Document Number	0053370583
Book / Page	005337 / 000583
Instrument Date	May 18, 2018
Instrument	79857
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CAMPUS ST CELEBRATION FL 347474610, CELEBRATION, FL 34747-4610

Tax Assessment & Valuation

The 2025 property tax bill for 413 Campus St was $12,358, up 5.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,358.00 (+5.12%)	$822,509	$1,179,400 Land $158,100 Building $1,021,300
2024	$11,756.00 (+2.93%)
2023	$11,421.00 (+3.86%) Homeowner's exemption	$776,048 (+3%)	$1,114,800 (+14.84%) Land $147,900 Building $966,900
2022	$10,997.00 Homeowner's exemption	$753,445	$970,700 Land $89,800 Building $880,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Campus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Campus St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Campus St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures