Clay County property record for 413 Caddy Ave, Moorhead, MN 56560
| Property Type | Townhouse |
|---|---|
| Lot Size | 0.217 acres (9,457 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $401,000 (Jun 2022) |
| Tax Bill | $6,628 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.422.0040 |
| Primary APN | 58.422.0040 |
|---|
| Architectural Style | Townhouse |
|---|---|
| Lot Area | 9,457 sqft (0.217 acres) |
| Street Address | 413 CADDY AVE |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-1409 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SUBDIVISIONNAME MCCANNS EST TOWNHOMES CIC 136 SUBDIVISIONCD 58422 UNIT 4 |
| Legal Range | 48 |
| Legal Township | 140 |
| Legal Section | 32 |
| Legal Subdivision | MCCANNS EST TOWNHOMES CIC 136 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 30106 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 CADDY AVE, MOORHEAD, MN 56560-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Prior Sale | May 19, 2009 · Amount on Record |
| Deed Document Number | 20221424689 |
| Prior Transfer Date | Jun 16, 2006 |
| Prior Transfer Doc | 0000629329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 10, 2022 |
| Property Address | 413 CADDY AVE, MOORHEAD, MN 56560-1409 |
| Document Number | 0000829215 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 829215 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 CADDY AVE, MOORHEAD, MN 56560-1409 |
| Document Number | 0000829216 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 829216 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,628.00 (+15.39%) Homeowner's exemption | $423,500 (+3.27%) Land $23,500 Building $400,000 | $423,500 (+3.27%) Land $23,500 Building $400,000 |
| 2025 | $410,100 (+5.32%) Land $29,300 Building $380,800 | $410,100 (+5.32%) Land $29,300 Building $380,800 | |
| 2023 | $5,744.00 Homeowner's exemption | $389,400 Land $29,300 Building $360,100 | $389,400 Land $29,300 Building $360,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 213 (1997–2014) |
| Claims Outside the SFHA | 180 of 213 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber.
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