413 Brockton Ave, Elgin, IL 60124 Property Records

Kane County property record for 413 Brockton Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,324 sqft · built 2011
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$299,000 (May 2012)
Tax Bill$12,041 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-427-007

Property Details

APN / Parcel Number

Primary APN06-19-427-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,324 sqft Living Area
Gross Area4,691 sqft
Basement Area1,367 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions125 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address413 BROCKTON AVE
CityELGIN
StateIL
Zip60124-3808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 3A LT 504
Legal SubdivisionPROVIDENCE
Legal Block3
Legal Lot Number504
Legal Unit3A
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3001
Census Tract851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address413 BROCKTON AVE, ELGIN, IL 60124-3808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CIBC BANK USA
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2012 · Amount on Record
Deed SaleMay 10, 2012 · Amount on Record
Deed Document Number201230339
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address413 BROCKTON AVE, ELGIN, IL 60124-3808
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070665
DateSep 16, 2021
Instrument2021K070665
Lender
NameCIBC BANK USA
TypeBank
AddressWORTH, IL 60482
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address413 BROCKTON AVE, ELGIN, IL 60124-3808
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068913
DateNov 10, 2020
Instrument2020K068913
Lender
NameBYRON BANK
TypeBank
AddressBYRON, IL 61010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040
Interest
Rate2.6%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,041.00 (+8%) Homeowner's exemption
2024$148,983 (+21.39%) Land $40,569 Building $108,414$447,128 (+21.44%) Land $121,756 Building $325,372
2022$11,149.00 (+3.39%) Homeowner's exemption$122,727 (+6.96%) Land $33,419 Building $89,308$368,181 (+6.96%) Land $100,257 Building $267,924
2021$10,783.00 Homeowner's exemption$114,741 Land $31,244 Building $83,497$344,223 Land $93,732 Building $250,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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