Union County and Westfield Town property record for 413 Benson Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,458 sqft · built 1938 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Jul 2022) |
| Tax Bill | $18,781 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03410-0000-00017 |
| Primary APN | 20-03410-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,458 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 6,926 sqft (0.159 acres) |
| Old Parcel Number | 2000445000000024 |
|---|---|
| Street Address | 413 BENSON PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FAIRVIEW GARDENS |
| Legal Block | 3410 |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 36400 |
413 Benson Pl is owned and occupied by two individuals who bought it in July 2022.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 BENSON PL, WESTFIELD, NJ 07090-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed, Transfer · Conventional Mortgage USALLIANCE FCU |
| Jan 27, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Prior Sale | Nov 4, 2013 · Amount on File |
| Deed Document Number | 202219842 |
| Deed Book / Page | 6471 / 2221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 5, 2022 |
| Property Address | 413 BENSON PL, WESTFIELD, NJ 07090-1303 |
| Document Number | 0064712221 |
| Book / Page | 6471 / 2221 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 19842 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,652.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 APGAR CT, FLEMINGTON, NJ 08822-6833 |
| Name | Verified Name |
|---|---|
| Address | 413 BENSON PL, WESTFIELD, NJ 07090-1303 |
| Document Number | 0000039758 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 39758 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Number | 0152432119 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 15243/2119 |
| Instrument | 39759 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 27, 2020 |
| Property Address | 413 BENSON PL, WESTFIELD, NJ 07090-1303 |
| Document Number | 0063572203 |
| Book / Page | 006357 / 002203 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 321536 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 BENSON PL WESTFIELD NJ 070901303, WESTFIELD, NJ 07090-1303 |
| Document Number | 146452344 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 014645/002344 |
| Instrument | 685801 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
The 2025 property tax bill for 413 Benson Pl was $18,781, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819,400 (-) Land $438,100 Building $381,300 | $819,400 (-) Land $438,100 Building $381,300 | |
| 2025 | $18,781.00 (+1.78%) | $819,400 Land $438,100 Building $381,300 | $819,400 Land $438,100 Building $381,300 |
| 2024 | $18,452.00 | ||
| 2023 | $819,400 Land $438,100 Building $381,300 | $819,400 Land $438,100 Building $381,300 | |
| 2022 | $17,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Benson Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Benson Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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