413 Beech Bluff Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 413 Beech Bluff Dr, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,841 sqft · built 2007
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$413,500 (Oct 2007)
Tax Bill	$6,577 (2023)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213022`

Property Details

APN / Parcel Number

Primary APN	`213022`
Alternative APN	`1516526`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,841 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 2007
Architectural Style	Custom Design
Exterior Material	Siding
Construction Type	Mixed
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	413 BEECH BLUFF DR
City	MOUNT HOLLY
State	NC
Zip	28120-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	STONEWATER BAY L 546 14 046 001 00 000
Legal Subdivision	STONEWATER BAY
Legal Lot Number	546
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1034
Census Tract	30104

Owner

Source: Gaston County records · APN 213022

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 BEECH BLUFF DR, MOUNT HOLLY, NC 28120-9271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2007 · Amount on Record
Deed Sale	Oct 24, 2007 · Amount on Record
Deed Document Number	0043611798
Deed Book / Page	4361 / 1798
Record Updated	Jun 07, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	413 BEECH BLUFF DR, MOUNT HOLLY, NC 28120-9271
Transaction Type	Mortgage
Record Updated	Sep 09, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053420311
Date	Jun 06, 2022
Book Page	5342/311

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2037

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$6,577.00	$648,050 Land $90,000 Building $558,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2019–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 177 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.