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413 Beaver Ct, Oswego, IL 60543 Property Records

Kendall County property record for 413 Beaver Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,211 sqft · built 1995
Lot Size0.451 acres (19,644 sqft)
Owner2 Individual Names on Record
Last Sale$337,500 (May 2023)
Tax Bill$8,920 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-07-445-012

Property Details

APN / Parcel Number

Primary APN03-07-445-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,211 sqft Living Area
Gross Area2,652 sqft
1st Floor Area2,211 sqft
Basement Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area19,644 sqft (0.451 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address413 BEAVER CT
CityOSWEGO
StateIL
Zip60543-8655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 139 FOX CHASE SUB UNIT 3 VILLAGE OF OSWEGO
Legal SubdivisionFOX CHASE
Legal Lot Number139
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3026
Census Tract890301

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 BEAVER CT, OSWEGO, IL 60543-8655
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Warranty Deed, Transfer · FHA Mortgage
THE ANDERSON FINANCIAL GROUP INC
Jun 17, 2021Warranty Deed, Transfer · FHA Mortgage
WINTRUST MORTGAGE
May 2, 2018Loan Modification, Mortgage · Conventional with PMI
STEARNS LNDG
May 2, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Prior SaleJun 17, 2021 · Amount on Record
Deed Document Number20235354
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMay 17, 2023
Property Address413 BEAVER CT, OSWEGO, IL 60543-8655
Document Number0000005354
Instrument DateMay 5, 2023
Instrument202300005354
Transaction TypeTransfer
Record UpdatedJul 6, 2023
Title CompanyACUITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 BEAVER CT, OSWEGO, IL 60543-8655

Mortgage

Document Number0000005355
DateMay 17, 2023
Instrument202300005355
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJun 17, 2021
Property Address413 BEAVER CT, OSWEGO, IL 60543-8655
Document Number0000015321
Instrument DateJun 15, 2021
Instrument202100015321
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address413 BEAVER CT, OSWEGO, IL 60543-8655
InvestorPossibly a Property Investor

Mortgage

Document Number0000015322
DateJun 17, 2021
Instrument202100015322
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENDALL IL
Property Address413 BEAVER CT, OSWEGO, IL 60543-8655
Document Number0000010914
Instrument DateMay 2, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 E MONROE ST #3400 CHICAGO IL 606035710, 3400, CHICAGO, IL 60603-5710

Mortgage

Document Number0000010914
DateAug 2, 2018
Instrument10914
Lender
NameSTEARNS LNDG
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address413 BEAVER CT, OSWEGO, IL 60543-8655
Document Number0000010915
Instrument DateMay 2, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 E MONROE ST #3400 CHICAGO IL 606035710, 3400, CHICAGO, IL 60603-5710

Mortgage

Document Number0000010915
DateAug 2, 2018
Instrument10915
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$126,370 (+39.17%) Land $16,513 Building $109,857$379,110 (+39.17%) Land $49,539 Building $329,571
2024$8,920.00
2022$90,802 Land $11,865 Building $78,937$272,406 Land $35,595 Building $236,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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