Horry County property record for 413 Bay Dr, Murrells Inlet, SC 29576
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,204 sqft · built 1989 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Feb 2026) |
| Tax Bill | $6,370 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 470-03-02-0009 |
| Primary APN | 470-03-02-0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 413 BAY DR |
|---|---|
| City | MURRELLS INLET |
| State | SC |
| Zip | 29576-8725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SALTERS COVE; LT 17 BL U |
| Legal Subdivision | SALTERS COVE |
| Legal Lot Number | 17 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 51302 |
413 Bay Dr is owned by an individual who bought it in February 2026.
Source: Horry County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14524 PALAMOS CIR, FORT MYERS, FL 33905-5944 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage NBKC BANK |
| Sep 12, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on File |
| Deed Sale | Feb 5, 2026 · Amount on File |
| Prior Sale | Jul 23, 2024 · Amount on File |
| Deed Document Number | 202612705 |
| Deed Book / Page | 5042 / 2942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Feb 5, 2026 |
| Property Address | 413 BAY DR, MURRELLS INLET, SC 29576-8725 |
| Document Number | 0050422942 |
| Book / Page | 5042 / 2942 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 2026000012705 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.58 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14524 PALAMOS CIR, FORT MYERS, FL 33905-5944 |
| Document Number | 0070001531 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 7000/1531 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 12, 2022 |
| Property Address | 413 BAY DR, MURRELLS INLET, SC 29576-8725 |
| Document Number | 0045920460 |
| Book / Page | 4592 / 460 |
| Instrument Date | Sep 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 RIVER PINES TRL, GREER, SC 29651-7716 |
The 2025 property tax bill for 413 Bay Dr was $6,370, up 31.9% from the year before.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,370.00 (+31.94%) | $505,000 (+32.52%) | |
| 2024 | $4,828.00 (+2.48%) | $22,864 (+215.76%) Land $12,039 Building $10,825 | $381,066 (+66.78%) Land $200,646 Building $180,420 |
| 2023 | $4,711.00 | $7,241 Land $2,847 Building $4,394 | $228,490 Land $91,290 Building $137,200 |
| 2021 | $625.00 | $23,991 Land $9,585 Building $14,406 | $228,490 Land $91,290 Building $137,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 413 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 208 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 446 units insured incl. 238 condo units |
| Nearby Flood Claims | 550 (1979–2023) |
| Claims Outside the SFHA | 18 of 550 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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