413 Allens Ridge Dr E, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 413 Allens Ridge Dr E, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1988
Lot Size	0.191 acres (8,303 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Feb 2020)
Tax Bill	$190 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-6589-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-6589-5`
Alternative APNs	`12-28-15-00505-000-0170` `281512005050000170` `152812005050000170` `R127771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	2,080 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,303 sqft (0.191 acres)
Lot Dimensions	110 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	469 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R127771
Street Address	413 ALLENS RIDGE DR E
City	PALM HARBOR
State	FL
Zip	34683-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ALLENS RIDGE - UNIT 1 LOT 17
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	ALLENS RIDGE - UNIT 1
Legal Tract	505
Legal Lot Number	17
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	27207

Owner

413 Allens Ridge Dr E is owned and occupied by two individuals who bought it in February 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 ALLENS RIDGE DR E, PALM HARBOR, FL 34683-4812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Feb 10, 2014 · Amount on File
Deed Document Number	202035789
Deed Book / Page	20868 / 266
Prior Transfer Date	Apr 1, 2008
Prior Transfer Doc	0162201052
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 4, 2020
Property Address	413 ALLENS RIDGE DR E, PALM HARBOR, FL 34683-4812
Document Number	0208680266
Book / Page	20868 / 0266
Map Reference	MB 92 PG 51
Instrument Date	Jan 31, 2020
Instrument	2020035789
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 LAVENDER LN, 648, ST JOHNS, FL 32259-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 ALLENS RIDGE DR E, PALM HARBOR, FL 34683-4812

Mortgage

Document Number	0208680267
Date	Feb 4, 2020
Instrument	20868/0267

Lender

Name	BAYBURG FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 413 Allens Ridge Dr E was $190 with a veteran's exemption, up 5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$190.00 (+4.97%) Veteran's exemption	$332,666	$548,615 Land $123,837 Building $424,778
2024	$181.00
2023	$181.00 (-96.33%) Homeowner's exemption	$313,875 (+3%)	$520,165 (+26.18%) Land $186,932 Building $333,233
2022	$4,932.00 Homeowner's exemption	$304,733	$412,246 Land $154,933 Building $257,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Allens Ridge Dr E in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	13 (1982–2015)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2015 · other causes
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Allens Ridge Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20