413 Al Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 413 Al Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,776 sqft · built 1982
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,094 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RFF13774`

Property Details

APN / Parcel Number

Primary APN	`00RFF13774`
Alternative APNs	`06-0903-01-2-63-04-0000` `R0632057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	576 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF13774
Street Address	413 AL DR
City	BELGRADE
State	MT
Zip	59714-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SPOMERS 3RD ADD, S01, T01 S, R04 E, BLOCK 1, LOT 4, PLAT J-68
Legal Range	04E
Legal Township	01S
Legal Section	01
Legal Subdivision	SPOMERS 3RD ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1012
Census Tract	104

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 AL DR, BELGRADE, MT 59714-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023
Deed Sale	Jan 27, 2023
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	20232794944
Prior Transfer Date	Sep 23, 2005
Prior Transfer Doc	2203521
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 27, 2023
Property Address	413 AL DR, BELGRADE, MT 59714-3106
Document Number	0002794934
Instrument Date	Jan 27, 2023
Instrument	2794934
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 AL DR, BELGRADE, MT 59714-3106

Mortgage

Document Number	0002794935
Date	Jan 27, 2023
Instrument	2794935

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	413 AL DR, BELGRADE, MT 59714-3106
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2743988
Date	Aug 3, 2021
Instrument	2743988

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,094.00 (+5.31%)	$561,800 (-)	$561,800 (-) Land $186,763 Building $375,037
2025	$2,938.00 (-35.88%)	$561,800 (+5.5%)	$561,800 (+5.5%) Land $186,763 Building $375,037
2023	$4,582.00	$532,500	$532,500 Land $126,321 Building $406,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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