413 Adare Dr, Cary, IL 60013 Property Records

McHenry County property record for 413 Adare Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,214 sqft · built 1989
Lot Size	0.247 acres (10,780 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2021)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-202-009`

Property Details

APN / Parcel Number

Primary APN	`19-12-202-009`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,214 sqft
Gross Area	3,489 sqft
1st Floor Area	1,275 sqft
2nd Floor Area	939 sqft

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,780 sqft (0.247 acres)
Lot Dimensions	140 ft deep x 77 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	413 ADARE DR
City	CARY
State	IL
Zip	60013-1599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0018330 LT 76 BRITTANY WOODS UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	BRITTANY WOODS 01
Legal Block	202
Legal Lot Number	76
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1025
Census Tract	871305

Owner

413 Adare Dr is owned and occupied by an individual who bought it in April 2021.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	413 ADARE DR, CARY, IL 60013-1599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	2021R0018330
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	413 ADARE DR, CARY, IL 60013-1599
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005171
Date	Feb 26, 2026
Instrument	2026R0005171

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 28, 2046

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 5, 2021
Property Address	413 ADARE DR, CARY, IL 60013-1599
Document Number	0000018330
Map Reference	DOC 89R9212
Instrument Date	Mar 19, 2021
Instrument	2021R0018330
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 ADARE DR, CARY, IL 60013-1599

Mortgage

Document Number	0000018331
Date	Apr 5, 2021
Instrument	2021R0018331

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$117,237 Land $26,024 Building $91,213	$351,711 Land $78,072 Building $273,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Adare Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	51 (1979–2017)
Claims Outside the SFHA	8 of 51
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms & Flooding, Jun 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Adare Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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