Ashe County property record for 413 Academy St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,762 sqft · built 1987 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Jan 2006) |
| Tax Bill | $2,002 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-684 |
| Primary APN | 09263-001-684 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Building Area | 1,762 sqft Heated Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Level |
| Lot Area | 14,767 sqft (0.339 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Account Number | 101394 |
|---|---|
| Old Parcel Number | 09263001684 |
| Street Address | 413 ACADEMY ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .339 A LOT 9 FROM FIRST DISCOUNT CORP ACADEMY ST |
| Legal Subdivision | COURTVIEW ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970501 |
413 Academy St is owned and occupied by two individuals who bought it in January 2006.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 ACADEMY ST, JEFFERSON, NC 28640-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2006 · Amount on File |
| Deed Sale | Jan 9, 2006 · Amount on File |
| Deed Document Number | 2006230 |
| Deed Book / Page | 340 / 2328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 413 ACADEMY ST, JEFFERSON, NC 28640-8006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00485/1692 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 0485/1692 |
| Instrument | 04845 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 413 Academy St was $2,002, up 5.7% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,002.00 (+5.7%) | $246,000 (-) Land $30,000 Building $216,000 | $246,000 (-) Land $30,000 Building $216,000 |
| 2025 | $1,894.00 | $246,000 Land $30,000 Building $216,000 | $246,000 Land $30,000 Building $216,000 |
| 2023 | $1,808.00 (+20.61%) | $246,000 (+69.54%) Land $30,000 Building $216,000 | $246,000 (+69.54%) Land $30,000 Building $216,000 |
| 2022 | $1,499.00 | $145,100 Land $15,000 Building $130,100 | $145,100 Land $15,000 Building $130,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Academy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Academy St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: Brightspeed.
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