Cape May County and Stone Harbor Borough property record for 413 99th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 2,933 sqft · built 1920 |
| Lot Size | 0.15 acres (6,521 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 1991) |
| Tax Bill | $18,534 (2024) |
| Deeds & Mortgages | Jan 2024 Sale Sep 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00200-03-00483-02 |
| Primary APN | 10-00200-03-00483-02 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,933 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 6,521 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 59 ft wide |
| Street Address | 413 99TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L484,485.01 |
| Legal Subdivision | STONE HARBOR PLAN 2 |
| Legal Block | 200.3 |
| Legal Lot Number | 483.2 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 20901 |
413 99th St is owned and occupied by two individuals who acquired it in December 2023.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 99TH ST, STONE HARBOR, NJ 08247-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed, Transfer |
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit TRUMARK FIN'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1991 · Amount on File |
| Deed Sale | Jul 1, 1991 · Amount on File |
| Prior Sale | Jun 28, 1991 · Amount on File |
| Deed Book / Page | 2165 / 10 |
| Last Transfer Date | Dec 13, 2023 |
| Transfer Doc | 0000028460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 4, 2024 |
| Property Address | 413 99TH ST, STONE HARBOR, NJ 08247-1329 |
| Document Number | 0000028460 |
| Book / Page | D4149 / 197 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2024028460 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 99TH ST, STONE HARBOR, NJ 08247-1329 |
| Name | Verified Name |
|---|---|
| Address | 413 99TH ST, STONE HARBOR, NJ 08247-1329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 413 99TH ST, STONE HARBOR, NJ 08247-1329 |
| Document Number | 0062650075 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 413 99TH ST STONE HARBOR NJ 082471329, STONE HARBOR, NJ 08247-1329 |
| Document Number | 0062650075 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 006265/000075 |
| Instrument | 36992 |
| Name | TRUMARK FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,477,900 (-) Land $2,128,000 Building $349,900 | $2,477,900 (-) Land $2,128,000 Building $349,900 | |
| 2025 | $2,477,900 Land $2,128,000 Building $349,900 | $2,477,900 Land $2,128,000 Building $349,900 | |
| 2024 | $18,534.00 | ||
| 2023 | $2,477,900 (-) Land $2,128,000 Building $349,900 | $2,477,900 (-) Land $2,128,000 Building $349,900 | |
| 2022 | $17,147.00 (+5.49%) | $2,477,900 Land $2,128,000 Building $349,900 | $2,477,900 Land $2,128,000 Building $349,900 |
| 2021 | $16,255.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 99th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 99th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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