Coles County property record for 413 7th St, Charleston, IL 61920
| Property Type | Commercial |
|---|---|
| Details | 658 sqft · built 1920 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Oct 2021) |
| Tax Bill | $1,741 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1-02806-000 |
| Primary APN | 02-1-02806-000 |
|---|
| Building Area | 658 sqft Building Perimeter |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 871 sqft (0.02 acres) |
| Lot Dimensions | 45.2 ft deep x 16 ft wide |
| Street Address | 413 7TH ST |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-2046 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ORIGINAL TOWN OF CHARLESTON BLK 2, PT OF LOT 24 SW 1/4 SEC 11 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 11 |
| Legal Subdivision | ORIGINAL TOWN OF CHARLESTON |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 6 |
| Census Block | 6019 |
| Census Tract | 500 |
413 7th St, a commercial property, is owned by a company that bought it in October 2021.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 309 WABASH AVE, MATTOON, IL 61938-4417 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage OLD NATIONAL BANK |
| Oct 19, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 2021797803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 413 7TH ST, CHARLESTON, IL 61920-2046 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 202200801312 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 202200801312 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, IN 47901 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Mar 13, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Oct 19, 2021 |
| Property Address | 413 7TH ST, CHARLESTON, IL 61920-2046 |
| Document Number | 202100797803 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202100797803 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 WABASH AVE, MATTOON, IL 61938-4417 |
The 2025 property tax bill for 413 7th St was $1,741.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,741.00 | $23,915 Land $925 Building $22,990 | $71,745 Land $2,775 Building $68,970 |
| 2023 | $7,913 Land $766 Building $7,147 | $23,739 Land $2,298 Building $21,441 | |
| 2020 | $695.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1996–2018) |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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