Albany County and Watervliet City property record for 413 7th Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,496 sqft · built 1935 |
| Lot Size | 0.086 acres (3,770 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Feb 2021) |
| Tax Bill | $5,640 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.49-1-16 |
| Primary APN | 011800 44.49-1-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 660 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,770 sqft (0.086 acres) |
| Lot Dimensions | 130 ft deep x 29 ft wide |
| Porch | Slab |
| Porch Area | 404 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404900010160000000 |
|---|---|
| Street Address | 413 7TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | QUEDAR PARK |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13400 |
Source: Albany County and Watervliet City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 7TH AVE, WATERVLIET, NY 12189-3845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Sep 24, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Prior Sale | Jul 12, 2000 · Amount on Record |
| Deed Document Number | 20214967 |
| Prior Transfer Date | Apr 2, 2010 |
| Prior Transfer Doc | 0029760358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 413 7TH AVE, WATERVLIET, NY 12189-3845 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 413 7TH AVE, WATERVLIET, NY 12189-3845 |
| Document Number | 0000000274 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | R2024-5274 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 413 7TH AVE, WATERVLIET, NY 12189-3845 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 413 7TH AVE, WATERVLIET, NY 12189-3845 |
| Document Number | 0000000566 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | R2023-4566 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 413 7TH AVE, WATERVLIET, NY 12189-3845 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000000398 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | R2021-00398 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 24, 2019 |
| Property Address | 413 7TH AVE, WATERVLIET, NY 12189-3845 |
| Document Number | 0000020008 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 20008 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 477 6TH AVE TROY NY 121822836, TROY, NY 12182-2836 |
| Document Number | 20009 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 20009 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,640.00 (+1.86%) | ||
| 2025 | $5,537.00 | $130,300 (-) Land $27,600 Building $102,700 | $221,523 (+18.16%) Land $46,923 Building $174,600 |
| 2023 | $130,300 Land $27,600 Building $102,700 | $187,482 Land $39,712 Building $147,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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