413 7th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 413 7th Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Mar 2019)
Tax Bill$3,508 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018-001175-000

Property Details

APN / Parcel Number

Primary APN018-001175-000
Alternative APNs
  • 18 1175 0
  • 41286

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Account Number41286
Street Address413 7TH AVE N
CityONALASKA
StateWI
Zip54650-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMZA
Legal DescriptionASSESSORS PLAT OF ONALASKA PRT OUTLOT 159 COM NW COR BLK 1 TOMPKINS ADDN N P/W E LN SEC 4 460FT S89DE 100FT TO POB S89DE 100FT N 60FT N89DW 100FT S 60FT TO POB
Legal Range07W
Legal Township16N
Legal Section04
Legal SubdivisionASSESSORS PLAT OF ONALASKA PRT
Legal Block1
Legal Lot Number159
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4015
Census Tract10403

Owner

Source: La Crosse County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 7TH AVE N, ONALASKA, WI 54650-2604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK
Mar 1, 2019Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2019 · Amount on Record
Deed SaleMar 1, 2019 · Amount on Record
Prior SaleOct 19, 2009 · Amount on Record
Deed Document Number20191722842
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Recording DateSep 11, 2026
Property Address413 7TH AVE N, ONALASKA, WI 54650-2604
Document Number0001854429
Instrument DateSep 4, 2026
Instrument20261854429
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 7TH AVE N, ONALASKA, WI 54650-2604

Mortgage

Document Number0001854429,
DateSep 11, 2026
Instrument20261854429
Lender
NameMERCHANTS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 10, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateMar 1, 2019
Property Address413 7TH AVE N, ONALASKA, WI 54650-2604
Document Number0001722842
Instrument DateJan 22, 2019
Instrument1722842
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 7TH AVE N, ONALASKA, WI 54650-2604

Mortgage

Document Number0001722843
DateMar 1, 2019
Instrument1722843
Lender
NameMERCHANTS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,508.00 (-12.37%) Homeowner's exemption$273,900 (+15.52%) Land $42,700 Building $231,200$277,100 (+16.87%)
2023$4,003.00 Homeowner's exemption$237,100 Land $30,500 Building $206,600$237,100 Land $30,500 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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