413 4th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 413 4th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,336 sqft · built 1983
Lot Size	0.1 acres (4,435 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2019)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`256OH007`

Property Details

APN / Parcel Number

Primary APN	`256OH007`
Alternative APNs	`105413043594` `80088446`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Heated Area
Gross Area	2,020 sqft
1st Floor Area	1,336 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,435 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80088446
Street Address	413 4TH ST
City	SUNSET BEACH
State	NC
Zip	28468-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-18 B-5 SSB PLAT 7/71
Legal Subdivision	SUNSET BEACH
Legal Block	5
Legal Lot Number	18
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1026
Census Tract	20512

Owner

Source: Brunswick County assessment roll, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 4TH ST, SUNSET BEACH, NC 28468-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Oct 1, 2001
Deed Book / Page	4270 / 1335
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	413 4TH ST, SUNSET BEACH, NC 28468-4007
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054380503
Date	Oct 15, 2025
Book Page	5438/503

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	413 4TH ST, SUNSET BEACH, NC 28468-4007
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047120899
Date	Sep 27, 2021
Book Page	4712/899

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 5, 2019
Property Address	413 4TH ST, SUNSET BEACH, NC 28468-4007
Document Number	0042701335
Book / Page	4270 / 1335
Map Reference	MB 7 PG 71
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 TIVERTON LN, 46, ASHEVILLE, NC 28803-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 BLACKBURN RD, APEX, NC 27502-5219

Mortgage

Document Number	42701353
Date	Nov 5, 2019
Instrument	4270/1353

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 9, 2019
Property Address	413 4TH ST, SUNSET BEACH, NC 28468-4007
Document Number	0042410294
Book / Page	004241 / 000294
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 RANDOLPH RD #3008 CHARLOTTE NC 282115165, 3008, CHARLOTTE, NC 28211-5165

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,017.00	$561,090 (-) Land $240,000 Building $321,090	$561,090 (-) Land $240,000 Building $321,090
2023		$561,090 Land $240,000 Building $321,090	$561,090 Land $240,000 Building $321,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Atlantic Telephone Membership Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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