413 45th St W, Bradenton, FL 34209 Property Records

Manatee County property record for 413 45th St W, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,158 sqft · built 1955
Lot Size	0.29 acres (12,638 sqft)
Owner	2 Trust Names on Record
Last Sale	$205,000 (Mar 2016)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36209-0000-5`

Property Details

APN / Parcel Number

Primary APN	`36209-0000-5`
Alternative APN	`3417283620900005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,158 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	2,158 sqft
Basement Area	338 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1981
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,638 sqft (0.29 acres)
Lot Dimensions	142 ft deep x 89 ft wide
View / Lot	Standard
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	413 45TH ST W
City	BRADENTON
State	FL
Zip	34209-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 20 LESS N 27.5 FT, LOT 21, LOT 22 LESS S 33.75 FT GLEN PARK PI#36209.0000/5
Legal Range	17E
Legal Township	34S
Legal Section	28
Legal Subdivision	GLEN PARK
Legal Tract	03619600
Legal Lot Number	20
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1031
Census Tract	1202

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	413 45TH ST W, BRADENTON, FL 34209-2971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 7, 2022	Intrafamily Transfer, Transfer
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2016 · Amount on Record
Deed Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	20163483641
Deed Book / Page	2609 / 2315
Last Transfer Date	Mar 1, 2022
Transfer Doc	0000030975
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	413 45TH ST W, BRADENTON, FL 34209-2971
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 45TH ST W, BRADENTON, FL 34209-2971

Mortgage

Document Number	0041142652
Date	Nov 25, 2025
Instrument	202541142652

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Mar 7, 2022
Property Address	413 45TH ST W, BRADENTON, FL 34209-2971
Document Number	0041030975
Map Reference	MB 2 PG 153
Instrument Date	Mar 1, 2022
Instrument	202241030975
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	413 45TH ST W, BRADENTON, FL 34209-2971

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	413 45TH ST W, BRADENTON, FL 34209-2971
Document Number	0041050603
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 45TH ST W BRADENTON FL 342092971, BRADENTON, FL 34209-2971

Mortgage

Document Number	0041050603
Date	May 19, 2020
Instrument	41050603

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,423 (+2.7%)	$302,602 (-) Land $66,300 Building $236,302
2025	$2,227.00 (+4.07%) Homeowner's exemption	$166,916 (+5.99%)	$302,602 (-10.22%) Land $66,300 Building $236,302
2024	$2,140.00 (+2.74%)
2023	$2,083.00 (+3.22%) Homeowner's exemption	$157,487 (+3%)	$337,061 (+22.81%) Land $66,300 Building $270,761
2022	$2,018.00 Homeowner's exemption	$152,900	$274,455 Land $65,000 Building $209,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 units insured incl. 6 condo units
Nearby Flood Claims	22 (1982–2024)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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