413 3rd St E, West Fargo, ND 58078 Property Records

Cass County property record for 413 3rd St E, West Fargo, ND 58078

Property Summary

Property Type	Other Improved
Details	4 bd · 2 ba · 1,040 sqft · built 1958
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2017)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`02-3100-00880-000`

Property Details

APN / Parcel Number

Primary APN	`02-3100-00880-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Roof Type	Hip
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	126 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	624 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	413 3RD ST E
City	WEST FARGO
State	ND
Zip	58078-2708
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 8 BLOCK: 4 ADDITION: WEST FARGO INVESTMENT ADDITIONAL: WEST FARGO INVESTMENT CORP LOT 8 BLK 4
Legal Subdivision	WEST FARGO INVESTMENT ADDITIONAL
Legal Block	4
Legal Lot Number	8
Jurisdiction	CASS ND
Township / Civil Division	WEST FARGO
Census Block Group	3
Census Block	3053
Census Tract	10206

Owner

413 3rd St E is owned and occupied by two individuals who bought it in January 2017.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 3RD ST E, WEST FARGO, ND 58078-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Oct 13, 2015 · Amount on File
Deed Document Number	20171501081
Prior Transfer Date	Feb 28, 2005
Prior Transfer Doc	0001130422
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jan 17, 2017
Property Address	413 3RD ST E, WEST FARGO, ND 58078-2708
Document Number	0001501081
Instrument Date	Jan 13, 2017
Instrument	1501081
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 3RD ST E, WEST FARGO, ND 58078-2708

Mortgage

Document Number	0001501082
Date	Jan 17, 2017
Instrument	1501082

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 3rd St E was $2,193.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	West Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00	$144,250 Land $21,250 Building $123,000	$288,500 Land $42,500 Building $246,000
2023	$2,140.00	$138,700 Land $17,950 Building $120,750	$277,400 Land $35,900 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 3rd St E in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 3rd St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST FARGO serves 34,858 people · EPA ID ND0900999
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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