Mesa County property record for 413 31 Rd, Grand Junction, CO 81504
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,300 sqft · built 1910 |
| Lot Size | 0.053 acres (2,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Mar 2023) |
| Tax Bill | $1,597 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 2943-164-00-218 |
| Primary APN | 2943-164-00-218 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 189 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,291 sqft (0.053 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Deck Area | Deck Area |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R043615 |
|---|---|
| Street Address | 413 31 RD |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81504-6111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG S 89DEG5303SEC W 30FT & S 591.88FT FR NE COR SE4SE4 SEC 16 1S 1E S 87DEG4430SEC W 121.49FT S 61DEG2659SEC W 55.72FT S 50DEG5552SEC W 45.25FT S 1DEG5857SEC E 95.21FT N 81DEG4258SEC E 99.18FT N 65DEG3419SEC E 92.09FT S 73DEG4752SEC E 21.03FT N 108. |
| Legal Range | 001 |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Lot Number | 218 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 802 |
413 31 Rd is owned and occupied by an individual who bought it in March 2023.
Source: Mesa County records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 31 RD, GRAND JUNCTION, CO 81504-6111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 6, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2023 · Amount on File |
| Deed Sale | Mar 6, 2023 · Amount on File |
| Prior Sale | Apr 9, 2015 · Amount on File |
| Deed Document Number | 20233057523 |
| Prior Transfer Date | Apr 14, 2006 |
| Prior Transfer Doc | 0002318884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 413 31 RD, GRAND JUNCTION, CO 81504-6111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002983132 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2983132 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Mar 6, 2023 |
| Property Address | 413 31 RD, GRAND JUNCTION, CO 81504-6111 |
| Document Number | 0003057523 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 3057523 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 31 RD, GRAND JUNCTION, CO 81504-6111 |
| Investor | Possibly a Property Investor |
| Document Number | 0003057524 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 3057524 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 413 31 Rd was $1,597, down 11.3% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,597.00 (-11.28%) | $21,000 (-12.79%) Land $5,190 Building $15,810 | $335,880 Land $83,000 Building $252,880 |
| 2024 | $1,800.00 (+0.56%) | $24,080 (-) Land $5,110 Building $18,970 | |
| 2023 | $1,790.00 (+32.69%) | $24,080 (+35.13%) Land $5,110 Building $18,970 | $359,520 Land $76,320 Building $283,200 |
| 2022 | $1,349.00 | $17,820 Land $4,030 Building $13,790 | |
| 2021 | $256,420 Land $58,000 Building $198,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 31 Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 31 Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLIFTON WD serves 34,500 people · EPA ID CO0139180 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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