413 2nd Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 413 2nd Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Feb 2022)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Mar 2023 Refinance Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1128440008`

Property Details

APN / Parcel Number

Primary APN	`1128440008`
Alternative APN	`110883`

Exterior

Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 43 ft wide

Location & Zoning

Account Number	110883
Street Address	413 2ND AVE
City	ROCK FALLS
State	IL
Zip	61071-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERRILLS 2ND ADD LOT 12 BLK 17 81800X
Legal Subdivision	MERRILLS SECOND ADDITION
Legal Block	17
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3021
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 2ND AVE, ROCK FALLS, IL 61071-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance STERLING FEDERAL BANK
Feb 3, 2022	Warranty Deed, Transfer
Oct 19, 2018	Deed of Trust, Mortgage · Conventional with PMI STATE FARM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	May 7, 2015
Deed Document Number	2022660
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	413 2ND AVE, ROCK FALLS, IL 61071-1205
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001078
Date	Mar 9, 2023
Instrument	2023-01078

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Apr 1, 2030

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 3, 2022
Property Address	413 2ND AVE, ROCK FALLS, IL 61071-1205
Document Number	0000000660
Instrument Date	Feb 2, 2022
Instrument	2022-00660
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17389 CURTIS AVE, LAKE ELSINORE, CA 92530-5845

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	413 2ND AVE, ROCK FALLS, IL 61071-1205
Document Number	0000006050
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 2ND AVE ROCK FALLS IL 610711205, ROCK FALLS, IL 61071-1205

Mortgage

Document Number	0000006050
Date	Oct 31, 2018
Instrument	6050

Lender

Name	STATE FARM BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2038

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00	$30,276 Land $6,034 Building $24,242
2024			$90,828 Land $18,102 Building $72,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–1996)
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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