413 1st St SW, Roanoke, VA 24011 Property Records

Roanoke City property record for 413 1st St SW, Roanoke, VA 24011

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	4,291 sqft · built 1905
Lot Size	0.106 acres (4,635 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Aug 2023)
Tax Bill	$5,832 (2026)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`101-2220`

Property Details

APN / Parcel Number

Primary APN	`101-2220`

Interior

Stories	1 Story
Building Area	4,291 sqft Finished Area

Exterior

Year Built	Built 1905
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Lot Area	4,635 sqft (0.106 acres)
Porch	Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	413 1ST ST SW
City	ROANOKE
State	VA
Zip	24011-1903
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Local Zoning Code	D
Legal Description	N W COR LUCK & HENRY O S
Legal Block	15
Legal Lot Number	19 20
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	2
Census Block	2028
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roanoke Downtown Historic District (Boundary Increase) listed 2013 · 19 contributing resources · NRIS 13000647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

413 1st St SW, a commercial property, is owned by a company that bought it in August 2023.

Source: Roanoke City records, as of March 16, 2026

Owner of Record	Company Name on File
Mailing Address	2322 CIRCLE DR SW, ROANOKE, VA 24018-2106
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed, Transfer · Line of Credit RIDGE VIEW LPO
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Feb 20, 2018
Deed Document Number	230006978
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Aug 28, 2023
Property Address	413 1ST ST SW, ROANOKE, VA 24011-1903
Document Number	0000006978
Instrument Date	Aug 28, 2023
Instrument	230006978
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 CIRCLE DR SW, ROANOKE, VA 24018-2106

Mortgage

Document Number	0000006979
Date	Aug 28, 2023
Instrument	230006979

Lender

Name	RIDGE VIEW LPO
Type	Bank
Address	ROANOKE, VA 24011

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	413 1ST ST SW, ROANOKE, VA 24011-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAGE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007641
Date	Aug 23, 2018
Instrument	18007641

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	SALEM, VA 24153

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 413 1st St SW was $5,832.

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,832.00	$478,100 Land $183,300 Building $294,800	$478,100 Land $183,300 Building $294,800
2023	$5,178.00	$424,500 Land $161,800 Building $262,700	$424,500 Land $161,800 Building $262,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 413 1st St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 1st St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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